Married People: Do You Have Your Own Bank Account?

BlvdBrawler

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Well you're married so you'd probably know better than I, but there's no possible way you can communicate every transaction, every expenditure up-front. And sometimes married partners want different things, so there's gonna be times that she spends money on things that I don't agree with. I feel, though, that if she has a job then she should be allowed to splurge on herself from time to time, as long as it doesn't compromise our overall financial state.
 

Anothergirl

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What's the point in having seperate accounts?
why NOT have separate accounts tho? we're both responsible and trustworthy adults. as long as household bills are paid and there's at least ONE joint savings\investment account for future endeavors. i don't see what the problem is. not everyone with a separate account is plotting and scheming on how to cheat on or fukk over their S.O. ......my rents have been married for going on 35 years and they've ALWAYS had separate spending money\accounts as well as a joint account. some of y'all sounding like you have serious trust issues in here :ld:
 

MeachTheMonster

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Well you're married so you'd probably know better than I, but there's no possible way you can communicate every transaction, every expenditure up-front. And sometimes married partners want different things, so there's gonna be times that she spends money on things that I don't agree with. I feel, though, that if she has a job then she should be allowed to splurge on herself from time to time, as long as it doesn't compromise our overall financial state.

I'm not talking about simple everyday purchases. I'm talking about big purchases, financial decisions, investments, ect. If you(not you necessarily) feel the need to hide something your doing with money, then your partner will feel betrayed when/if they find out what you did.
 

BlvdBrawler

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I'm not talking about simple everyday purchases. I'm talking about big purchases, financial decisions, investments, ect. If you(not you necessarily) feel the need to hide something your doing with money, then your partner will feel betrayed when/if they find out what you did.


Well yea but I mean, you'd have to trust them.

I know it happens a lot in marriage which leads me to believe these people got married young or married idiots but if my wife went out and spent 40k on some bullshyt, I'm cutting her throat.
 

MeachTheMonster

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why NOT have separate accounts tho? we're both responsible and trustworthy adults. as long as household bills are paid and there's at least ONE joint savings\investment account for future endeavors. i don't see what the problem is. not everyone with a separate account is plotting and scheming on how to cheat on or fukk over their S.O. ......my rents have been married for going on 35 years and they've ALWAYS had separate spending money\accounts as well as a joint account. some of y'all sounding like you have serious trust issues in here :ld:

If you read more into the thread. I'm not talking about simple discretionary spending.

I'm talking about savings, investment, big purchases that you would like to keep away from your partner. And it's the ones who want the separate accounts with the trust issues. I don't scrutinize my wife's purchases as she doesn't scrutinize mine, I fully trust her to have access to my finances as she does with me. By keeping access to each others money we keep an open line of communication which is very important in a marriage. It's good to be on the same page and to know what each other are doing. Not from a jealous standpoint but from a standpoint of growing and building together.
 

Anothergirl

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Because you don't want nobody in your business?
men don't always understand us women and our frivolous purchases here and there and as women we don't always understand their costly purchases regarding sports/car upgrades/electronics/guns and things like that. instead of having to explain and pour over every little thing we spend in a joint account and vice versa ....we just keep monthly spending money separate. as long as he's not spending it on women\cheating i don't care WHAT he chooses to spend it on :yeshrug: get your trust game up folks.
 

Anothergirl

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I'm talking about savings, investment, big purchases that you would like to keep away from your partner.
who said anything about doing that? not me. we don't keep savings\investments or big purchases (anything over $1000) from each other.
 

MeachTheMonster

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Well yea but I mean, you'd have to trust them.

I know it happens a lot in marriage which leads me to believe these people got married young or married idiots but if my wife went out and spent 40k on some bullshyt, I'm cutting her throat.

You trust them to not hide 40k purchases like that. I'd much rather we talk it out and even if both don't approve at least there are no suprises.
 

BlvdBrawler

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You trust them to not hide 40k purchases like that.

I mean, yea. Trust would be a big part of why I'd (theoretically) marry her. I do understand that a lot of couples have money problems from just these types of instances tho. And I'd wager that all of them would tell you after the fact "I trusted her" but :manny:.
 

ltheghost

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I know a couple dudes right now dealing with the shared account madness. I have a shared account too but I don't put my serious money in it. Shared account means it's shared and you can't complain about it. If you don't want her all in your money keep it in your personal account.

time-to-glove-up-this-is-gonna-be-a-late-night.jpg


Playing with money brings out the OJ in nikkas..lol
 

Anothergirl

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:comeon: that's what my post was about that you quoted
No. nowhere in that post did you specify that. you said:
Y'all can try to deny it all y'all want but the only reason to have seperate accounts is for the other person not to see what you are buying. You can claim that it's not cause your hiding something. But there is literaly no other reason to have your own account.

and i called BS.
 
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