What racist white people say behind your back. The non-racist don't say it so don't stereotype.
1. So, I play ice hockey, a predominately white person sport. More than on one occasion, in the locker room, I hear racist remarks when a black player shows up. There's something called pick-up hockey which is like pick-up basketball. You just make up teams when people show up at a scheduled time. There's multiple team locker rooms at ice rinks. The black dude had his stuff in the other locker room. So yeah, they use the n word.
2. The university I went to did not observe Martin Luther King Jr. Day. It's winter and it is cold as cold but a large group of black students were protesting and marching around noon near the student union building and walkway. So, I'm about 100 feet away going into another building. Two white dudes, cacs if you will, near the doorway were watching as the black students walked by. The door entrance to this building was elevated and far from where they could be heard. So, the one of the white dudes says the n word in a sentence and the other dude smiles.
Seriously, the context in which those dudes used the n word was derogatory. Not like how wiggers would use it. Which is why I am against using that term.