How do people retire from the military poor?

[NatiboyB]

easy it's a lack of preparation....Also to civilians a lot of the people you think/assume retired didn't retire...You have a lot of Service members who live pay check to pay check so you take away that pay check and they are struggling.

Also its an assumption that everyone who retires makes a living wage...I'm about 10 months out myself and my retirement is not a living wage (for me). My retirement pay will be about $2800 a month, mix in my concurrent disability which is likely to be around 50-70% will be about $2,130 a month. So combined that's a little under $5,000 a month.

If I take that $5,000 a month and am able to secure me a decent to good job that pays about $70,000 a year that would give me around $10,000 a month...That can get me a long way in some places and a little way in other places. Also what if I can't get a $70,000 a year job. Now mind you I also have 4 kids 1 of which I pay child support for ($800) and the other 3 live with me and my wife.

So you see that and you'd be like sure Natiboy should be able to make that work unless he wants to move to a big city somewhere. But you didn't know I was going through divorce 3 years after I retired now I'm losing $2000 to child support, some how I even owe alimony of $1000 a month. I lost my job that paid me $70,000 and developed an alcohol or drug problem. Next think you know I'm in New York trying to live off of $2000 a month.

Most retirees I know who are doing bad story usually involve some type of substance abuse, divorce, and mental issue and that's usually what leads to that...

 

[Dave24]

Subbed

 

[CopiousX]

Nolle Pros is different than expunged, you may have a shot bruh. Not promising anything though, keep in mind that I stopped recruiting in 2011.

You're right about being fingerprinted. If you didn't get fingerprinted, than you should be good. That background check will get everything you've actually been booked for though. I had a high school senior that told me he had no law, and my local checks didn't return shyt outside a speeding ticket or two. On the FBI check from the MEPS he was a match for a burglary. Turns out he was booked as damn 8 year old for burglary . His methed out momma took him on a burglary with her and they booked both of them. Lucky for him our Battalion Commander saw that the kid had been in the custody of his pops ever since, and saw how stupid the "burglary" was. He fought for him and kept him in.

Some mommas aint sht. I found out at 18 with no personal credit history, that my mother actually got c.cards and bank accounts in my name when I was 12.




I was like when applying for my 1st adult loan and finding out I had a "history"

 

[Wiseborn]

It's not that much money especially if you had a fairly decent paying job on the outside.

Now people who are retiring after bonuses and 10 or so deployments those nikkas are paid.

But like everyone else people tend to blow the money as they get it, you see privates getting Navigators after one deployment.

 

[Noriega]

I just think about the several nikkas I know who bought Jeeps, Camaros, Challengers etc soon as they get off deployment

cant wait to see how they pockets gon look in 6 years

 

[Wiseborn]

easy it's a lack of preparation....Also to civilians a lot of the people you think/assume retired didn't retire...You have a lot of Service members who live pay check to pay check so you take away that pay check and they are struggling.

Also its an assumption that everyone who retires makes a living wage...I'm about 10 months out myself and my retirement is not a living wage (for me). My retirement pay will be about $2800 a month, mix in my concurrent disability which is likely to be around 50-70% will be about $2,130 a month. So combined that's a little under $5,000 a month.

If I take that $5,000 a month and am able to secure me a decent to good job that pays about $70,000 a year that would give me around $10,000 a month...That can get me a long way in some places and a little way in other places. Also what if I can't get a $70,000 a year job. Now mind you I also have 4 kids 1 of which I pay child support for ($800) and the other 3 live with me and my wife.

So you see that and you'd be like sure Natiboy should be able to make that work unless he wants to move to a big city somewhere. But you didn't know I was going through divorce 3 years after I retired now I'm losing $2000 to child support, some how I even owe alimony of $1000 a month. I lost my job that paid me $70,000 and developed an alcohol or drug problem. Next think you know I'm in New York trying to live off of $2000 a month.

Most retirees I know who are doing bad story usually involve some type of substance abuse, divorce, and mental issue and that's usually what leads to that...

Divorce is a biggie. I know a white Navy retiree who cuts grass on the side to make his alimony payments. He retired like a lot of Navy dudes as an E-6 and that's not a lot of money especially when you get a job where disability is unlikely.

 

[NatiboyB]

Divorce is a biggie. I know a white Navy retiree who cuts grass on the side to make his alimony payments. He retired like a lot of Navy dudes as an E-6 and that's not a lot of money especially when you get a job where disability is unlikely.

Yes. It’s generally a hard luck story I hear about and somehow yes substance abuse does get involved also. I know right now it doesn’t look like a great time to be retiring.

 

[Wiseborn]

Yes. It’s generally a hard luck story I hear about and somehow yes substance abuse does get involved also. I know right now it doesn’t look like a great time to be retiring.

Now I hear about the perscription pill addiction but are people getting on hard drugs as Senior NCO's? Weed is pretty common with the lower enlisteds but I'd be surprised if cats staring at retirement are fukking with it. That's probably the easiest way to get thrown out and not retired. Having said I'd heard of random people getting kicked out at the 16 to 18 year mark of course no one wants to talk specifics.

 

[NatiboyB]

Now I hear about the perscription pill addiction but are people getting on hard drugs as Senior NCO's? Weed is pretty common with the lower enlisteds but I'd be surprised if cats staring at retirement are fukking with it. That's probably the easiest way to get thrown out and not retired. Having said I'd heard of random people getting kicked out at the 16 to 18 year mark of course no one wants to talk specifics.

im calling those pills substances also most I’ve known were doing some form of pain killers with alcohol and some type of mood drug...I’m talking about post retirement types...The thing I’m nervous about is they say around 5 years after retirement is when stuff really changes...Also a lot of people die within 20 years or so.

like I think I’m relatively healthy the amount of pills they prescribe me is out of hand I just keep the shyts in the cabinet sometimes I forgot to even pick them up.

 

[Wiseborn]

im calling those pills substances also most I’ve known were doing some form of pain killers with alcohol and some type of mood drug...

I never got it. Just because they prescribe it to you it doesn't mean you have to take the whole bottle. I remember years ago when I had a toothache they precribed me percocet I took one and slept for like 12 hours didn't have pain after that. my buddy came in my room asked if if he could have the bootle and I said sure.

I don't even like to take the pills that I must take I'll be damned if I pop pills just to be poppin' pills.

Since you're still in is it normal to overlook random illegal shyt. If someone told me something no matter what it was I never took action on it and if it didn't effect the mission I also never took action, But that was the culture on the units I was assigned to even in Special Forces to cover up shyt unless it affected the mission. Those dudes where using steriods and nobody ever said anything.

 

[NatiboyB]

I never got it. Just because they prescribe it to you it doesn't mean you have to take the whole bottle. I remember years ago when I had a toothache they precribed me percocet I took one and slept for like 12 hours didn't have pain after that. my buddy came in my room asked if if he could have the bootle and I said sure.

I don't even like to take the pills that I must take I'll be damned if I pop pills just to be poppin' pills.

Since you're still in is it normal to overlook random illegal shyt. If someone told me something no matter what it was I never took action on it and if it didn't effect the mission I also never took action, But that was the culture on the units I was assigned to even in Special Forces to cover up shyt unless it affected the mission. Those dudes where using steriods and nobody ever said anything.

The only thing I don’t play with is rape/murder/accountability ...Anything else you tell me i won’t really say much about. If someone says they smoked week once upon a time so. Or was in a gang so...

steroids definitely isn’t a big deal a lot of us are prescribed testosterone. It doesn’t even take a lot to get it. It’s not so much of a cover up as it is a so what...

Also I always tried my best to take care of people who came to me and told me before hand they had an issue. To me owning up to a mistake and honesty goes a long way...I have fought on the side of a lot of Soldiers many of which are still in and bounced back from what ever minor issue they have yes to include coming up hot (remember I’m a scout so it’s not like my guys had TS-SCI caveats).

 

[987654321]

I got a question for the military brehs...if someone gets a Chapter 14 (or 15 I can't remember which one) and he gets escorted off the base by MPs, can that dude ever get benefits or pension or whatever it is that Army cats get when they leave?

I think it depends on if they can get it upgraded to something higher than “other than honorable conditions”

 

[filial_piety]

Im not a military bruh....but I know some cats who did the military...so I think there's confusion with being discharged and being retired.

I don't know anyone who's officially retired after doing 20 years and became poor....everyone I've ever heard who retired after that long is BALLIN...big money saved, couple houses, crazy bank accounts and nice gigs

Now you have some people who have been discharged after a few years and who don't have anything...I know plenty of them

 

[datnigDASTARDLY]

I think it depends on if they can get it upgraded to

yeah as long as you’re not dishonorably discharged you’re good for the most important benefit, which is the va loan.

anything less than a general “under honorable conditions” discharge is fukked.

 

[Point Blank]

I just think about the several nikkas I know who bought Jeeps, Camaros, Challengers etc soon as they get off deployment

cant wait to see how they pockets gon look in 6 years

Honestly that’s the best time to buy one if smartly done. It’s the folks buying them with close to none funds putting down $1k, baby credit, and getting raped with high ass APR percentages.