Financially Literate Baddy Gets First Car (45K / 1k per month)

[Neuromancer]

36.99 percent Interest rate for 70 months

That shyt is obscene.

 

[desjardins]

Should be some kind of law on this

Worse rate I ever had was on my first car, 24% but I had like $10k in credit card debt I never intended to pay back. I had like $3k in bank overdraft debt too, literally couldn't open up a bank account back then. Some indian dude hooked me up with the 24% loan at Langhorne Honda
Was able to refinance to 12% after a couple months, then to 6% a couple months after that. Was going to refinance again to 3% but just paid the car off and I been 800 credit score ever since then

 

[MoveForward]

Y’all are dumb as fukk and believe anything. The note would be much higher than that with that type of interest rate. The Coli isn’t financially literate and believes anything.

 

[Koli_Kat]

Saw this on Twitter, did the math and ignored the post

 

[Gloxina]

God damn that interest rate

36.99%


….

 

[Gloxina]

Is anything real anymore


She stole that pic (the pic won’t post due to his username)

https://twitter.com/bigdikkbarclay/status/1876351383315816729?s=46&t=5oS89KIrUE2X06d26V6g3g

Wait she really ripped this photo thinking no one would figure it out

 

[lespaulultra3]

This is fake. Just look at the math. She's actually roughly paying 10% interest at that payment with no money down. She would be paying double if she actually was at %36.99 unless she put like 24k down.

 

[Elim Garak]

 

[Gloxina]

Not even for $1.5mill.

 

[⠀X ⠀]

Bad credit means you don’t “got it like that”.

Exactly. If she had it like that, she’d pay that whole thing off right away, or she would have came to the dealer with a check from her bank.

 

[Regular Developer]

Is that sign photoshopped?

 

[Elim Garak]

Is that sign photoshopped?

I didn't even notice it. I posted the pic while I was working lmao. That was mad unintentionally funny.

 

[Charlie Hustle]