Financial Tips Thread (Saving, Budgeting, Etc.) Everyone drop some knowledge in here

[neko_804]

Eat out once per week

Build a savings account for rainy days because ONE car emergency can fukk up your month

Don't get behind in bills....I was at a point where I would pay my cell phone bill late just to have extra bar money/pocket money. Dumb move, because then I'd be broke next pay and then struggling till the next pay and kept paying shyt late.

I pay everything in advance now and work two jobs to pay off debt

The peace of mind of never being broke is

You lost me on that one

 

[Field Marshall Bradley]

Eat out once per week

Build a savings account for rainy days because ONE car emergency can fukk up your month

Don't get behind in bills....I was at a point where I would pay my cell phone bill late just to have extra bar money/pocket money. Dumb move, because then I'd be broke next pay and then struggling till the next pay and kept paying shyt late.

I pay everything in advance now and work two jobs to pay off debt

The peace of mind of never being broke is :ohlawd:

Live below your means and prioritize. One day you gon wake up and be 50 with only 1700 dollars to your name. That's a bad look son. While you're young, work 2 gigs and hustle as much as you can and stack the chips. Do not buy into the mainstream ideologies that you have to have a 200k mortgage and an foreign import to be considered successful. That's the trap right there.

 

[Sad Bunny]

You lost me on that one

until you can afford to eat out more.

For me, i eat out twice per week maybe?

but i am on a save money, pay debt plan. its differs for each person

 

[unit321]

Never play 'keep up with the Jones' game. People who make more than you have a totally different budget and have disposible income that is more than what you make in a week/month/year. No reason to pretend you are middle or upper income when you aren't.

Try to buy a car outright, no financing. You can always haggle lower. Never buy new. It's a big purchase item, so if you have to get a loan, then try to loan the least amount. Research it too. The same manufacturer can be putting out lemons and reliable cars in the same year.

Don't impusle buy.

Live beneath your means.

 

[Padron1926]

Good book for beginners:

 

[neko_804]

until you can afford to eat out more.

For me, i eat out twice per week maybe?

but i am on a save money, pay debt plan. its differs for each person

It's good advice you giving the youngins breh, I'm just on some other shyt right now as far as eating out.

 

[Sad Bunny]

It's good advice you giving the youngins breh, I'm just on some other shyt right now as far as eating out.

whats your eating out habits like? explain.....

 

[Q2EEzY]

Always buy toilet paper from the dollar store

 

[neko_804]

whats your eating out habits like? explain.....

Ive been eating out 3 weeks straight, not one meal at home. I got issues breh

 

[Field Marshall Bradley]

Good book for beginners:

^^^Truth^^^ and this as well

 

[O.iatlhawksfan]

what other books do yall recommend??and what are some tips for beginners??

 

[BillBanneker]

let's hear what u guys have to offer

i suck at this shyt

Do you have money? Spend that shyt


You only live once. YOLO

 

[Sad Bunny]

Ive been eating out 3 weeks straight, not one meal at home. I got issues breh

What that bank statement looking like?

When I see mine with back-to-back Wendys, Wawaw and other places that adds up to like $50-$75 in a few days, I'm like that coulda been a month's worth of food

 

[acri1]

Eating out isn't necessarily more expensive than cooking if you live alone.

I can go to Wendy's and buy stuff off the 99 cent menu and have Dinner for $3-$4. If I went to the store and started buying ingredients to cook it wouldn't come out much different, maybe more expensive if I'm not trying to eat Ramen Noodles. Obviousy depends on what you buy tho.

My advice is to do as little driving as possible, you'd be surprised how much you spend on gas. Walk or bike if you're going someplace nearby. I'd also suggest avoiding a car note if you can.

 

[O.iatlhawksfan]

What that bank statement looking like?

When I see mine with back-to-back Wendys, Wawaw and other places that adds up to like $50-$75 in a few days, I'm like that coulda been a month's worth of food

Same. I noiced this too, thats why I get someone to pay when I eat out now.