Does anybody feel guilty when making big purchases?

[CrimsonTider]

We might have different attitudes towards money and what we consider valuable

Is money not meant to be spent?

 

[CrimsonTider]

When I'm buying tickets to Sports games I'm still looking for only the cheapest options and being by the higher-priced closer seat prices knowing damn well I can afford them easily now.

Broke traits just stick with you

I have been bullshytting on buying a bunch of stuff I need AND can afford for this exact reason. I got a sink hole in my couch and been meaning to replace it for months. every time I start looking I see those 4 figures price tags on sofa's I want and I get squeamish even though my credit cards are completely paid off and have more than enough in my checking account to buy whatever fukking sofa I want anytime I want.

I make 6 figures and pay under 1000 in rent. I live WAY beneath my means cuz I think back to 08 and that housing market crash and how fukkED up I was. I been in my spot over a decade for fear of that shyt happening again. I just stack bread and keep stacking.

This isn’t guilt

 

[old pig]

I'm considering buying a new car after getting a promotion and paying off my old one which works just fine but as I'm nearing my 30's I feel like I should get something "bigger" but the guilt is eating me up whenever I look for something online


Everytime I Look at the installments, I tell myself that I would be better off investing that money in a small apartment or something. It just feels so irresponsible.

Anybody else get this feeling? "Big" can be relative too by the way. Doesn't have to be a car can be something like a pair of shoes, PlayStation or whatever.

as an investment property or do you still live at home?

if the latter, then yes I can understand why you’d feel guilty

 

[Justise M]

naw, cause it's always heavily researched and planned.

Next big purchase for me and the family will likely be a Tonal in the basement gym I'm working on

 

[chineebai]

big purchase, no, because i know i need it
small purchase, yes, i can likely go without it

 

[FunkDoc1112]

I have been bullshytting on buying a bunch of stuff I need AND can afford for this exact reason. I got a sink hole in my couch and been meaning to replace it for months. every time I start looking I see those 4 figures price tags on sofa's I want and I get squeamish even though my credit cards are completely paid off and have more than enough in my checking account to buy whatever fukking sofa I want anytime I want.

I make 6 figures and pay under 1000 in rent. I live WAY beneath my means cuz I think back to 08 and that housing market crash and how fukkED up I was. I been in my spot over a decade for fear of that shyt happening again. I just stack bread and keep stacking.

My credit card is paid off and got a 12k credit limit and I STILL get petrified and pay that whole shyt off once my balance goes above $500 even though my monthly minimum payment is only $25 at that stage

 

[boskey]

Is money not meant to be spent?

Yes. But people often have many things they want to spend money on in the short and long term. So deciding on how much to spend and when to spend it leads to much debate. When you get a job and move out on your own you will understand...

 

[CrimsonTider]

Yes. But people often have many things they want to spend money on in the short and long term. So deciding on how much to spend and when to spend it leads to much debate. When you get a job and move out on your own you will understand...

This has nothing to do with the Guilt

 

[Doobie Doo]

My credit card is paid off and got a 12k credit limit and I STILL get petrified and pay that whole shyt off once my balance goes above $500 even though my monthly minimum payment is only $25 at that stage

Same situation. I just got a new lens for my camera and it's 350 new. I scoured eBay and Google shopping for two weeks until I found it used for 250 and I still went and put it on that 4 payment plan like "WTF is wrong with me."

 

[CrimsonTider]

naw, cause it's always heavily researched and planned.

Next big purchase for me and the family will likely be a Tonal in the basement gym I'm working on

Don’t buy that

you can get a functional trainer for much cheaper

look at the homegym subreddit

 

[EffYou]

No

it just makes me wanna spend more.

You’re a girl.

 

[Diondon]

Nah I buy shyt i really want
and plan, budget & save prior to

 

[BelieveBeOK]

as an investment property or do you still live at home?

if the latter, then yes I can understand why you’d feel guilty

As an investment property. I already have my own place which is about 50% paid off after 4 years (20 year mortgage) because I keep piling my annual bonuses into it.

 

[Marezzy]

I wanna cop a Tesla model x so bad. I have low debt to income I can afford it but I have a mortgage. I’m gonna feel like shyt and on top of the world if I get it

 

[CreepyMcCreeperson]

I don’t feel guilty, but it takes a long time for me to make the purchase. I’m delaying the feeling of spending the money. For instance, I’ve been wanting my kitchen cabinets done for 2 years, and still haven’t done it. The money is there, I just have a hard time spending $7,000 plus labor, plus another $1500 for the refrigerator, and the floor would have to get redone too.