Credit Cards > Debit Cards
- Thread starter astrologybrother
- Start date
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- credit cards debit cards money
I only use my Debit Card for Groceries or ATM.
The rest I use my Credit Card.
The rest I use my Credit Card.
Man has been getting 1 point for every $6 spent on his debit card and saying “Credit and debit cards are the same thing!”
Coli fools will say any foolish thing to push their narrative.
@ not knowing debit card checking accounts offer better rewards.
astrologybrother
Pro
Any reason for not paying the groceries with your credit card? It looks like you have the cash to pay it off.
One of the stores only accepts Debit, unless you have a Mastercard; both of mine are Visas.
The other ones do accept my credit card, so just depends on what I need.
astrologybrother
Pro
That's crazy, never heard of that, it's usually American Express that's an issue. You in the US or abroad?
US, it a Regional Chain thing called Woodmans here in Wisconsin. There is also a COSTCO and a Aldis nearby.
NaijaProdigy Redux
Veteran
Treat your credit card like a debit card and pay off the balance monthly.
I don’t understand why that is so hard to understand.
You get a ton of great benefits with the premium credit cards
I don’t understand why that is so hard to understand.
You get a ton of great benefits with the premium credit cards
astrologybrother
Pro
That's real, they must have an exclusive deal with Massa Card. Lol
Coli fools will say any foolish thing to push their narrative.
Then show us nikka!
That’s why I only use it for introductory offers.
It really depends. Credit cards are better as far as fraud protection and building a good credit score, so they're a good look if you're disciplined enough to pay it off every month.
If you lack discipline then debit is better since you're only spending your own money and don't have to worry about paying anything later.
Personally I use my credit card for most online purchases or anyplace I don't completely trust, but if I'm at the grocery store or something I'll use debit.
If you lack discipline then debit is better since you're only spending your own money and don't have to worry about paying anything later.
Personally I use my credit card for most online purchases or anyplace I don't completely trust, but if I'm at the grocery store or something I'll use debit.
CashmereThoughts
Veteran
I think I’ve swiped my debit card once in 2020
Everything going on 1 of three credit/charge cards depending on point value for the category and balances are paid off every Wednesday
Everything going on 1 of three credit/charge cards depending on point value for the category and balances are paid off every Wednesday
I have an American express card that's 2% on everything
And a prepaid visa card that's 3% cash back on groceries, gas, and some other shyt
And another credit cashback card that's 4% fast food/restaurants
Dont remember the last time I used my debit card to make any purchases
And a prepaid visa card that's 3% cash back on groceries, gas, and some other shyt
And another credit cashback card that's 4% fast food/restaurants
Dont remember the last time I used my debit card to make any purchases