Thats whats up. Might check them out later this year.
Credit Card Discussion Thread
- Thread starter Blackout
- Start date
Anyo e have the Sapphire Reserve. I have the Preferred and am thinking about upgrading. It's a 450 annual fee but you get a 300 travel credit,which means the fee is really 150, which is only 50 dollars more than the Preferred. And the credit would mean it would force me to travel which is the kind of incentive i need to do stuff
Go for it, can't go wrong with the CSR, its worth it plus you get nice benefits. Do you have the freedom or the freedom unlimited?
Freedom unlimited
It's worth it. Add the freedom and you'll be all good
Currently have a BoA travel rewards card... I think it's pretty ass so far and I'm looking to get something new. I have a score in the 800s so not too worried about getting approved or anything. Does anyone have any recommendations for something that has a great rewards rate on stuff like travel/dining out/bars?
Just put in and got approved for the capital one venture card with a 10k limit. Gonna make that my everyday card to get those rewards up and leave the rest of the cards with their respective recurring subscriptions to keep them active. But that's not the only good news. Got an alert from credit karma that capital one pulled my credit. I log in and see.......
We made it!!!!
Good job. The 800+ club is a good place to be.
what have you guys done with your credit? or what are you planning to do?
Y'all pretty much qualify for anything, what are the plans?
Wanna get my own place but I'm slacking on the income side of things. Got a decent amount but you know how with the real estate market being like down here, it's definitely not enough. Gotta raise my income somehow first and then get a place. If I can get enough income to be able to buy and flip some spots then that will be better. But for now I just need to start looking for something. Still got a bit to go before that. Wanna reach 25k in savings before so I can be ready to put a decent amount down.
My parents. They purchased it before the market blew up a long time ago. House cost maybe 150k back then. You barely even getting a 1 bedroom for that price these days. Especially with lots of them being 55+ only.
Who owns the house you're staying at now? I might have an idea for you...
PM pending...
I'm about to possibly buy a home. My issue is I have enough for the down payment but I don't wanna liquidate most of my stock portfolio. I got a couple pre-approval letters so I'm good there. My credit union says I could put 3% down on a conventional and they'd finance me at a 4.125% interest rate. Putting so little down will really blow up my monthly payments though. I don't really have a lot of money. Only about $40K combined in liquid funds and taxable stock accounts I could liquidate. I wish I was more responsible with my money when I was younger. I wasted so much money in my 20s. I should be much further ahead than I am now in my mid 30s.
I definitely feel you on that. I have a 401k from an old job with about 40k in it but not trying to mess with that.
I'm guessing the 83 stands for 1983. I'm 1985 myself so I know what you mean about having to be further ahead in mid 30s but foolish spending in early 20s was my set back. Luckily I done dug myself out of the credit card debt hole I used to be in.
I got out of debt by 31. I mean I have $2500 in 0% interest debt but I have enough cash to wipe that out now.