Realize that this is even an option on the table, means you're doing great in life fam. People all over the world are struggling, not just bums and clowns, people who work every day and do everything right. Props man.
What is it that you do? I'm a BMW guy (meaning: I want one, I can't afford one. Yes Coli brehs, I'm the one Coli breh who can't afford a brand new BMW - I know, I'm an outcast - but the German engineering and luxury of this car, no way you'll be disappointed. Only key thing again is warranty. Looks like you've done quite a bit of research. If this works out - good luck and congrats!