Got t-boned by an old lady driving a mercedes out in Napa, while going to work one morning. Was going at about 45mph at the time. Didn't have a license or insurance so I was only able to get a minimal amount from her insurance company. Was laid up for four months and had to learn how to walk all over again. Broke both my ankles, femur, and got a bunch of rods in my left leg along with a plastic knee cap now. Got a daughter now, and my wife promised my mom before she passed that she'd never let me buy another one. This cold weather has my leg in a lot of pain right now, as I type this.