***Annual whats your credit score thread***

[Buzzed Lightyear]

765 765 693

 

[Flu Game502]

800 something I checked last month

Chea

 

[blockburna420]

720 My shyt shot up a 100 points after I payed off my student loans

 

[Absolut]

Seems pretty difficult to get over a certain threshold. I top out at 821, and have bounced between 808 and 821 alternating Month to month for quite a while with no rhyme or reason behind the fluctuation. Same credit utilization every month, haven’t missed a payment in my life, etc.

 

[Guile]

Lemme get back to yall at the end of the year.

 

[Mike809]

620
Used to be in the mid 500 earlier this year.
Trying to get it to 650 this year.

 

[Mac Brown]

790

 

[Bubba T]

807

 

[Big Blue]

757

 

[UberEatsDriver]

Seems pretty difficult to get over a certain threshold. I top out at 821, and have bounced between 808 and 821 alternating Month to month for quite a while with no rhyme or reason behind the fluctuation. Same credit utilization every month, haven’t missed a payment in my life, etc.

Yea what I got from this is that if you are responsible you should probably open up more accounts to average out and dilute the on top payments, add history and add available credit.


Age may play a factor cause a young person who starts building credit at 18-21 probably isn’t seeing 850 right away.

and if you have poor credit history it will be even harder

 

[Typical Coli Nigga]

755

i just put a new inquiry into my account for a rewards card though so 755 after the little drop. upped my available cred by about 15k with the approval tho. around 75k available credit altogether with around 10% usage

one more card to pay off and hoping to be at 800.

got a fukk ton of student loan debt tho

 

[BaldingSoHard]

 

[Obreh Winfrey]

With receipts

 

[BaldingSoHard]

With receipts

Say what you want about @BaldingSoHard but he always comes with receipts.

 

[num123]

777