Tempted to go with the 200k. I'd just feel like a world class goofy coming away from that with nothing lmao
I think some heads imagine it'll be like the climax of a classic 80s movie where the flip is in slow motion and it bounces on tails and comes up heads for them...
But irl, should it come up tails, they gonna have to carry that weight.
Anytime an unexpected painful expense pops up outta nowhere, they'll be right back at that moment screaming at a younger self to take the money.
I've been there and it's brutal. Absolutely dreaming of a time machine kind of soul hurt tiredness.