All these questions are designed to ID each persons value system
but, someone gave a well thought out answer on the exact same question, a few months back, and said use like investor funds/financing to back you on the flip, for 200k, like give me 500k, and if I win the flip, I'll give you 5 m's
outside of that, I would probably have to go for the flip. I can live with the 200k, but I can't live leaving 40 m's on the table. There' so much good I could do with that, just in my immediate circle, I would be a coward to not take the chance.