Oh my goodness what made it rocket like that some one break it down for me pls
I can say this from personal experience. The asthma medication Advair brand name is no longer covered or made by GSK in the US. It is being transitioned out. The generic name of it is Fluticasone propionate. It is literally the exact same medicine without the brand name associated with it.
This young man likely filled his 3 months supply in fall of that year and did not know or was not informed of this upcoming change and was blind sided. Or just thought it was another piece of paper in the mail and threw it out.
Pharmaceutical companies have very stringent patent laws to corner the market for like 15 years after a drug is introduced. Hence why back in 97 Viagra was the only ED drug now there's commercials for everyone having a comparable medication.
When a medication is either being discontinued or changed your insurance is supposed to notify you of the respective changes in your explanation of benefits. Typically then they allow you to use the generic non-brand version of it. Which is substantially cheaper and just as effective, although some people based on their medical conditions can't take generic versions of medications.
The chemical composition is literally exactly the same for the generics it simply the brand that sells from the pharmaceutical company
You can get epinephrine instead of EpiPen. EpiPen can cost $400-$500 and epinephrine is like $10 at CVS.
Or budesonide/formoterol instead of symbicort.
Despite all that, and despite these generics are cheaper insurance companies and their pharmacy benefit managers (who they own) oftentimes refuse to cover the generic because they'll get a higher profit margin when it comes to forcing people to take the brand name one.
And that you get to pay out of pocket rather than them covering it or they have a very strict agreement with the pharma company they can't pay for the generic. This is specific by employer and they have very strict terms.
And people generally are very personal when it comes to their health and won't seek a generic because it's been drilled in their brain they have to have EpiPen Advair or symbicort. They believe generics could be ineffective despite having the exact same chemical composition.
The only difference could be how the medicine is actually dispensed because the pharmaceutical company has a trademark on the dispensing of the medicine.
In the young man's case, he should have in a perfect world pressed very hard back at the rep at the counter and done one of the following
- ask to see if there was generic
- ask if there was a coupon from the manufacturer or savings card
- call his insurance to see WTF was going on
- if generic was covered, call his doctor ASAP to get the generic script
- go to ER or urgent care
Unfortunately what you cannot do under any circumstance is get down to your last 1-2 puffs with your insurance when it comes to a inhaler you need to use everyday.
You have to give yourself like at least a week ahead of time before that thing runs out in case anything like this happens you got enough to get you through the next refill.
And I support this family in their lawsuit because all of the above doesn't matter he died and this is ridiculous