Why the FVCK am I'm accumulating debt to get these credits to become a CPA...

Ethnic Vagina Finder

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North Jersey but I miss Cali :sadcam:
ok i see you would basically be homeless if you went to school full time because of the opportunity cost of your current income

yeah you have to sit down and map out the scenarios...if it means being just over broke for an extra 2 years to be able to maximize your income potential later after that it may just be worth it but only you can answer that. How old are you? Any children? Do you own a home what are your cost of living obligations?

those other certs might get you in the mid range of say a 35000- 40000 a year job starting and your ceiling might be 60,000 over a number of years vs say triple digits if you go into debt and give up current salary for a higher cred cert like the cpa cfp or cfa

but all these scenarios get thrown out the window if you start your own business and can be successful but your open to the most risk and volatility in that scenario obviously but highest upside

none of these are easy scenarios


All about networking. Like I said I know people with degrees that are struggling to find work including a CPA. I'm definitely not going the employee route. I will build a small clientele and try to partner with somebody else.
 

Rawtid

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I only got 70 credits. And the work life balance makes it impossible to max out my max of 3 courses per semester. I only got time to take 1 or 2 classes at a time. I'd rather focus soley on taxes and accounting, get these certifications/designations and go from there.

You said your current job is dead end, do you think you could get some clients on a part-time basis that could supplement and eventually replace your income? Seems like you have good enough experience to get it off the ground so I hope you aren't putting off building up the business until you get your certifications and/or degree?
 

SmoothOperator88

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All about networking. Like I said I know people with degrees that are struggling to find work including a CPA. I'm definitely not going the employee route. I will build a small clientele and try to partner with somebody else.

No matter what route you're trying to go as far as the CPA track is concerned networking is essential. I just landed an internship at one of the Big 4 firms and the only reason I got it was because I met the recruiter for my school at an event. If I just applied w/o a connect there was no chance in hell I would've gotten that offer.
 
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