Belize King
I got concepts of a plan.
Whatever works for your familyNotice when she asked if they have separate accounts dude said "not really" and then " no".
Either way they were all dumb questions to ask a married couple.
We have a brotherhood of married black men at my old job. It’s maybe ten of us. Out of the ten, half have joint accounts the other half has shared account they put the monthly expenses into.
Personally, all of our money goes into one account. Both my Wife and I get $400 a month for “off the books” no questions asked money. We discuss all the purchases over $200.
Right now the Wife wants a $1400 playground set in our back yard. We have two playgrounds within a mile and a half.