Interesting considering in theory your friends with "good" jobs suggest that they are probably financially literate but this goes to show you that intelligent financial decisions don't automatically come to a person who drones a system.
I just told y'all I ran my scores through Equifax directly and this is accurate though
I literally have my entire credit report in a PDF on my PC dated 2.16.19 (since each bureau gives you one free report a year)
Credit Karma is not as far off as you guys a.
Those free annual reports have no score from what I can recall but either way well done. Now pad your savings and max 401k if possible.I just told y'all I ran my scores through Equifax directly and this is accurate though
I literally have my entire credit report in a PDF on my PC dated 2.16.19 (since each bureau gives you one free report a year)
Credit Karma is not as far off as you guys are making it out to be. As a realtor I run credit often and people will say "can I just show you my credit karma" which we never accept as it could be doctored but more often than not their TransUnion is within 20 points of the score they've shown me. We also do a hard pull and get their ENTIRE report. I've ran more credit than I can count. In fact I just finished running someone's credit 20 minutes ago.
Edited for my life
6'3'' 225lbs. 12% BF with a 785 score that was pulled last month to secure a mortgage.
My 17 year old cousin that works at McD's has a stellar credit score....it proves my point in that the shyt is nothing to brag about and only a fraction of the big picture on how well someone is doing.
those were some sad days breah.
I remember when I had to finance a 97 Toyota tercel, from a buy here pay here...and it got repoed.
I feel your pain
