yea but i meant, aren't you still paying the total (say 40 thou for example)?
Nah after 25 years that shyt is forgiven.
http://studentaid.ed.gov/repay-loans/understand/plans/income-based/calculator
So, let's say you have 100K (with no interest) in student loans (), make 60K for the next 25 years (hopefully not) you'll pay the gov $160,500 total (which is about reasonable with interest rates and shyt)
If you have 100K (with no interest) in student loans, make 40K for the next 25 years, you'll only pay the gov $85,500 total
That's almost half you'll pay the gov