I think your thread actually highlights the issue. The average white family in this country has had wealth passed down to them in the form of inheritance, a house, a business, etc. That and other forms of privileges granted to them off their skin tone is what keeps them afloat and ahead. But because many black families only recently(within the last couple of generations) were in position to have a profitable business to pass down, a house they could pass down, inheritance, etc, the average black family doesn’t have that advantage. There are many black families where generation after generation are growing up in some of the same projects—generational poverty. Imagine how much of a game changer it would be if these families were able to pass down a house to kids, a long standing family business, and other forms of wealth including monetary forms like inheritance, trust, etc, how much it could offset the cycles of poverty.
The issue is that many of us that are even in a financial position where we could participate, we are saddled with debts, and burdens from our families. White kids getting houses passed to them, family companies, and inheritance, in addition to getting financial help from parents, helps them maintain and do better. A lot of us have nothing to fall back on, to give us an advantage, remove some of our financial burden or give us extra income.
and what’s fukked up? Our ancestors built this country, generated profit and income for slave owners(which white slave owner families and generations thereafter benefited from) and we didn’t get any of it. when we were finally freed, we were still denied opportunities and limited in every area that would’ve given us the ability to build for our families. In addition to racism, and oppression, not having wealth to pass down to families is one of the reasons that many black children aren’t able to do better than their parents.