Western colonialism and neocolonialism with IMF world bank was systematic exploitation and plunder of anything valuable, while paying off a ruling elite who enabled it and setting back any socioeconomic development. Loan terms included direct control over economy, markets and regulations. Always under threat of military intervention.
China is indifferent. They are noninterventionists. State your terms, if they find a better deal somewhere else then that's what it is, or they agree. Your country's development is on you. It's just business.
I happen to believe China is happy to see economic development in your country. That's a new consumer class and export market. As mentioned, they share the cost infrastructure developments.
