It's a cash grab because they are trying to max out from the insurance company for the full policy limits for bodily injury. If someone does a hit and run it becomes punitive damages amd lawyers will try to take the whole policy for a payout.Would be a criminal case if true..
The insurance doesn't have enough evidence to link him to this alleged hit and run. If they filed a police report and had enough evidence then it would be hit and run charges which is criminal in most states.
Plus, nobody who is pregnant and hit and run files a claim 7 months later unless they are tryna concoct a story. She would of filed a claim with her insurance company asap so they start the investigation.