collision and gap through the credit union. i actually already have another car and my mother is gonna give me another car on top of that when she buys a new one herself in the next few months. in the end i'll still have two cars but they'll both be paid for this time.
i should be able to live without a car note for a long time if not for life. the note on that car was $421 and insurance was $100 a month so no real loss to me my monthly income just gained a lil bit. i'm gonna apply most of the gain to my credit card debt and save the rest.
If you really don't need a or want a car note, don't do it. After my ride is paid off next year I'm done. Until my beater truck does, I'll get another decent beater. Will you're insurance go up from this? Even tho you weren't the driver?