porque
Boricua Guerrero
Get Apple Care. If your phone shyts the bed you don't come out of pocket. You only pay if you have to replace the screen but with the Zagg glass shield you should be fine.
*edit*
I didn't even realize that they provide a free year of Apple Care.
they dont
its a limited warranty
plus Applecare isnt worth it, you still pay $100 out of pocket for a broken screen in addition to the cost of the warranty
try Squaretrade or the likes