No way nikka.....
When you guys take a loan out together to buy a house/car. What do you think happens? They just look at one person's credit history and forget the others?
Married couples generally maintain two separate credit records and histories. However, if you decide to take out a loan with your spouse, all payment history from then on will be recorded on both credit reports. When creditors generate reports, they are required by law to report information on a joint account in both of the account holders' names. It is important, therefore, that couples discuss their financial positions before getting married. Being aware of your spouse's credit history can help to maintain a healthy financial position after marriage and reduce financial strain.
Read more: Does marrying someone with bad credit affect my credit score? Does marrying someone with bad credit affect my credit score?