Student Loan Debt(USA) -830billion--exceeds credit card debt

[ahomeplateslugger]

the cost of going to school is just crazy. tuition, dorms/housing and cost of living makes it not even worth it unless you get a degree with a high earning potential right out of college. plus classes and programs are getting cut every year

students are better off taking a few classes a semester while working to help avoid student loans.

 

[Serious]

M3h,

College is overrated

&
Knowledge is underrated

Thanks to the internet and other modern resources knowledge or information is accessible almost 24/7. People don't really need college to educate themselves.

The only problem is, there is now real system of verifying whether or not an individual actually read all the books and how well they are able to retain / recite the information.

Even if you did instill some sort of testing mechanism, there would still be flaws in the due to various forms of corruption or cheating.

Not that this doesn't occur at Universities.

But if you were to instill testing centers which test on certain courses, you'd have to constantly switch up the test and answers, reorder them in a way which a students couldn't easily manually memorize the answer, hours prior to the test. Even though this happens at Universities all the time.


Solution:


In some ways I do think the constant raising of tuition is some sort of scheme to in debt students over a relatively high portion of their lifetime. This seems even more apparent with the increase of for profit-universities.

 

[john goodman]

College is only good for networking, keeping overpaid windbags employed and the snob factor

As for actually gaining useful knowledge? No chance

Getting a decent job? Not in this economy

fukk the whole system, total scam

 

[Sensitive Blake Griffin]

College is only good for networking, keeping overpaid windbags employed and the snob factor

As for actually gaining useful knowledge? No chance

Getting a decent job? Not in this economy

fukk the whole system, total scam

its not a total scam breh

not everyone is getting liberal arts degrees

my homey just graduated with a CECS engineering degree and has a 50k+ salary already right outta college. I'm getting a degree in finance and once I complete and internship it'll be

most of my school is paid by the pell grant and FAFSA

 

[Serious]

As for actually gaining useful knowledge? No chance

This is what I don't get, all my Professors gave me insight to a different prospective that I didn't see before.

If anything they put me up on game on things like who the are elite, how America came to power, all the coups the CIA has down and the blowback (9/11).

Sure, hypothetically I could have read all this on my own, but that is highly unlikely due, to the fact that I wouldn't know where to start. And at first glance this information would have seemed like some grand conspiracy.

The knowledge is what you make.....

Back to the point.

What I'm trying to figure out is, what goes through a person's mind when they go about choosing a major. Lets use art history as an example. The degree itself may be piff, but what kind of job prospects did they have in mind afterwards. Did they ever consider double majoring in something like business,finance or economy, then launching their own art store or writing books?

To be more specific what were they planning on doing with a degree in Art History. Common sense should tell you that majoring in Art History doesn't entitle you to a job at J.P. Morgan.....


Sometimes you have to do little side job, until you can get your business fully up and functioning....

 

[Sensitive Blake Griffin]

my thought process when choosing a major

*didn't know what the fukk I wanted to do*

*no major truly "interests" me* (at least not one that will actually land you a good job)

so I chose finance because I'll have a good job right outta college

 

[Serious]

my thought process when choosing a major

*didn't know what the fukk I wanted to do*

*no major truly "interests" me* (at least not one that will actually land you a good job)

so I chose finance because I'll have a good job right outta college

 

[VerbalIntercourse]

Tuition rising well beyond the starting salaries is the reason for the bubble.

Gov has to get a hold on tuiton at the public schools.

The government is the reason tuition is so out of control. When the banks start lending money to anyone without a proper vetting process, housing prices began to skyrocket. the case is similar here.

 

[KingX]

Education should be free, and should be a high priority in improving it and giving it. One of the reasons that I feel we are here for is to advance the human species and we can only achieve that with education we are all in this together.

 

[Huellz Santana]

my thought process when choosing a major

*didn't know what the fukk I wanted to do*

*no major truly "interests" me* (at least not one that will actually land you a good job)

so I chose finance because I'll have a good job right outta college

Basically. you're just like me. i didnt buy into that follow your dreams crap. i said "who's paying the most after this degree?" and voila engineering was my answer. i been since

if i followed my dreams i'd be a movie director in hollywood probably broke outta my mind. people gotta learn to be smart and make a compromise on those dreams you had at age 11​

Education should be free, and should be a high priority in improving it and giving it. One of the reasons that I feel we are here for is to advance the human species and we can only achieve that with education we are all in this together.

it should be, but let's be realistic. what's the incentive for people to make it free when they've made so much money off of it so far?

plus to be honest, those that went to a good college like myself would rather not be associated with you heathens who didn't. we want exclusivity. hence the snob factor.​

 

[ogc163]

Basically. you're just like me. i didnt buy into that follow your dreams crap. i said "who's paying the most after this degree?" and voila engineering was my answer. i been since

if i followed my dreams i'd be a movie director in hollywood probably broke outta my mind. people gotta learn to be smart and make a compromise on those dreams you had at age 11​

it should be, but let's be realistic. what's the incentive for people to make it free when they've made so much money off of it so far?

plus to be honest, those that went to a good college like myself would rather not be associated with you heathens who didn't. we want exclusivity. hence the snob factor.​

 

[Serious]

Basically. you're just like me. i didnt buy into that follow your dreams crap. i said "who's paying the most after this degree?" and voila engineering was my answer. i been since

if i followed my dreams i'd be a movie director in hollywood probably broke outta my mind. people gotta learn to be smart and make a compromise on those dreams you had at age 11​

it should be, but let's be realistic. what's the incentive for people to make it free when they've made so much money off of it so far?

plus to be honest, those that went to a good college like myself would rather not be associated with you heathens who didn't. we want exclusivity. hence the snob factor.​

Yeah education is Big Business no doubt about that.

I remember watching this documentary about how the majority of the money from the GI Bill is going to for profit universities(tax payer money).

One of the veteran's was aspiring to follow his dreams of being a cartoon animator, but duped by the school's fake connection to Pixar(Disney)

LoL @ this site having nothing but for profit universities.....

California GI Bill Tuition, Residency and Military Benefits | GIBill.com

here's some interesting stats about for profit universities:
Pell Grants And For-Profit Colleges: Where The Money Goes (PHOTOS)

And here's the documentary (it's short 15min):
Educating Sergeant Pantzke - Video | FRONTLINE | PBS