Paid off a car loan and a credit card.. now I'm completely debt free
SPIN : What's the SMARTEST thing you did financially in life so far?
- Thread starter newarkhiphop
- Start date
bigmanharris
Coli Gangsta
Balled out and threw my boy a lavish bachelors party........
Mr Uncle Leroy
All Star
realizing you really live in a world, naked and under bridge or in a wilderness, with a few hoes, and natural food and still survive.
or you can go and get paper.
or you can go and get paper.
SuburbanPimp
Giving game to lames since the 90s
Oh and I got rid of ALL my credit cards at 23.
If I can't afford it, I don't need it.
My wife has one for emegencies but once I learned how credit and interest rates work I was like
They always try to tell you need one to "estblish" good credit but fukk that. Thats just their ploy to make 5-15% off every purchase you make.
I have a house already and my car is paid off so I'm not really worried about my credit score and shyt. Its not bad but I have reason to strive to have "great" credit at this point in my life.
If I can't afford it, I don't need it.
My wife has one for emegencies but once I learned how credit and interest rates work I was like
They always try to tell you need one to "estblish" good credit but fukk that. Thats just their ploy to make 5-15% off every purchase you make.
I have a house already and my car is paid off so I'm not really worried about my credit score and shyt. Its not bad but I have reason to strive to have "great" credit at this point in my life.
BUying an AFFORDABLE house and paying off 1/3 more of the mortgage every month.
Going straight towards the principle
Meaning...I only have 12 years left until my house is paid off and I bought it 5 years ago on a 25 year amortization.
I also stopped buying ridiculously priced clothing and shoes.
Traded in my Commander and got a cheaper(on gas and payments) car.
Going straight towards the principle
Meaning...I only have 12 years left until my house is paid off and I bought it 5 years ago on a 25 year amortization.
I also stopped buying ridiculously priced clothing and shoes.
Traded in my Commander and got a cheaper(on gas and payments) car.
screenname01
All Star
Oh and I got rid of ALL my credit cards at 23.
If I can't afford it, I don't need it.
My wife has one for emegencies but once I learned how credit and interest rates work I was like
They always try to tell you need one to "estblish" good credit but fukk that. Thats just their ploy to make 5-15% off every purchase you make.
I have a house already and my car is paid off so I'm not really worried about my credit score and shyt. Its not bad but I have reason to strive to have "great" credit at this point in my life.
damn dawg, you sound like a "nygger rich" nygga. good credit is what makes the business world go round. and good credit is the backbone to accumulating wealth in the u.s.a. guy, are you rewriting the rules to acquiring wealth in the u.s.a.?
Bought a used car cash, instead of financing a new car. Two years I got an 05 magnum for $5,300 just checked the blue book value and it's still at $7,500. I could sell my car today and make a profit off of it after driving for two years.
Payed for my wife to go to grad school. She is graduating in december and is already getting offers for jobs in upwards of 70k a year. I already told her I'm gone work for a year to save up some $ then I'm quiting my job to open a restaurant/food truck.
Payed for my wife to go to grad school. She is graduating in december and is already getting offers for jobs in upwards of 70k a year. I already told her I'm gone work for a year to save up some $ then I'm quiting my job to open a restaurant/food truck.
Care to elaborate on this? Pass the Mayo, if need be.
Im about to move back in with my father, no expenses besides personal are gonna be
cant wait.
sanityovar8ted
OG Moma Coli....dat bytch Thowd!!!
not taking the student loan the offered for a trade school, i changed my mind right before i signed the papers
Klyk21
Hate is Rising, Love is Dying....
married?