SAVE 10% OF YOUR PAYCHECK FOR A YEAR CHALLENGE

[OneTimeforTheMind]

My wife and i esch do 30 percent a check.

Not hard at all.

Im in.

That's what's up...was talking to an og at work he was saying he wants to retire making 50gs a year. He said he saves 30percent and pays the bills his wife makes 6figures but doesn't save nada smh

 

[OneTimeforTheMind]

In.

Are we starting now or in January?

You can start now but yeah we all going in January

 

[OneTimeforTheMind]

I've been saving half my monthly income for the past 4 months.

Smart move brehettes, I use to do that when I was living at my mom's a decade ago

 

[OneTimeforTheMind]

Don't be moist g lol

 

[OneTimeforTheMind]

I've been doing this for three years now. It's why I'm never broke. Feels good

Mannnn telling these young gs at work they just laugh like yeah right then I see Jordan's on there feet and wearing designer ish smh

 

[OneTimeforTheMind]

Shouldn't be a challenge should be the minimum standard with your company match

But first save 3-6 months emergency fund

Yes sir emergency fund so important, sucks asking to borrow money...i think most

Shouldn't be a challenge should be the minimum standard with your company match

But first save 3-6 months emergency fund

Tell em my g

 

[OneTimeforTheMind]

What's ten percent of nothing?


But I'm down when the new year starts. We'll see how things go.

Get a side hustle, get them hustle bones jigglin

 

[OneTimeforTheMind]

Yeah we chilling right now. Out here at Santa's enchanted forest. But yeah was at Walgreens for over thirteen years but left that bytch one night just like that. Couldn't put up with my manager plus closing every night so said fukk it and dipped. That was like a month ago. Few days before I bounced, this recruiter called me for a job with Aetna insurance doing faxes and phone calls. A week after I quit I went for the interview and the next week I got the job. Going from working nights and weekends at like $13.75 to a regular office job at $16 plus ten hours of overtime during peak season.

No more retail stress, plus all the vacation time I had accumulated that I got paid out had me looking nice. Been to Disney like three times since then even. New job starts training on the 4th so I'm just chilling until then. Haven't even tapped into my savings, that's how good this time off has been. It's been a great year overall.

Keep saving and grindin

 

[OneTimeforTheMind]

My personal challenge is to cook all my food & save takeaway money

Thats a good plan...keep seeing these youngins come into work lookin flabby and sick with popeyes and McDonald's for lunch. Save that ish

 

[OneTimeforTheMind]

Is, 10% a challenge for some of y'all?

I thought this would be easy work?

Light work. Discipline

 

[OneTimeforTheMind]

I give my mom and pops 20% of my check off top every pay period

Time to pay myself 10% off top...then them 20% off the rest

Count me in

Do it now, they your parents and all but they would suck u dry especially if you got brothers and sisters. I had my sister every weekend ask for 20 to go out to the club and blow it while giving my mom 500 a month. Pay yourself first g

 

[OneTimeforTheMind]

I'm in.

I spent so much money yesterday and Friday I'm ashamed of myself right now.

Them days are over. Time to bootstrap bboy, you can do it

 

[OneTimeforTheMind]

Its really the truth. All purchases are fee free. One of the downsides is that you can't day trade (buy and sell a stock within the same day) more than 3 times in 3-4 business days, or you'll be called a "day trader" and they'll restrict your usage. Another is that Robinhood kinda sucks when trying to buy an IPO the first 2-3 hours after the opening bell, but besides those 2 things, its legit. If you want, I'll PM you my referral code so you'll get a free stock if you sign up.

Yes sir! Give them game

 

[OneTimeforTheMind]

I've been using the Digit app which transfers about $35 a day to my savings. It's pretty nice.

Might gotta try that

 

[Family Lives Matter]

This idea of saving and sitting on money is out dated make your money make money.

The 10% you save can go into setting up drop shipping on Amazon