What are some of the factors that would cause the three or more year delay in growth? Could it be the raising of interest rates or is there more to it than that? The new presidential term starts in 2025 so I'm guessing that a possible change in administration is what makes that year be the chosen one? I was reading about raising interest rates and I saw it affects businesses and consumers as well. So if a business can't pay their debts, they'll have to cut production and no better way to cut production than with staff. I can see some companies going out of business if they not only are not able to pay down debts but if people aren't buying their products. They say raising rates is good for savers but not like the banks are paying good rates anyways. They get rich cuz they control the money while the people who save their money stay poor. It's gonna be a whole different world in 2025. We've already seen changes happening since covid started. Gotta be smart with our money, whether fiat, stocks, crypto, whatever, from now on cuz the odds aren't in our favor. Nobody here or in the general population controls laws and policies like the government and institutions do. Only thing I recommend is to pay down debt as much as anyone can with the fiat they have and manage their investments well. Don't go into further debt on unnecessary shyt unless the money is right. It's us against them.