So... one of the things that I hate is the phrase, "As a black man... ______." But I'm going to make an exception right now because this is important.
As a black man, our focus needs to be elsewhere.
As a black man, we need to understand that our goal is not to make money in order to spend money. We need to make money so our money can make money.
When our money makes money, we give it to our kids so our kid's money can make money and our grandkids end up with wealth.
It's a long game. It's necessary.