Yep shyt happened to me dealing wit them in 2017. I got approved but the process was a fúcking nightmare. They was on some bullshít and it was obvious racism and the fact that I was only 28.
The loan officer claimed I was delaying the process and lied to my realtor saying I wasn’t returning their calls when the truth was they were never reaching out to me in the first place. My realtor realized something was off because I always answered all her calls asap and filled out any paperwork she sent within 15 minutes.
Their last attempt at fúcking me over came during closing. Navy Federal sent me paperwork stating my closing costs would be $1100 then a week before the closing date they all of a sudden determined that my debt to income ratio was too high because of my student loans (which they knew about when I originally got approved) and jacked the costs up to $5400.
My realtor lost her shyt on them and they brought it down to $3100. I had to borrow money from my dad and sell the wheels and coilovers I had bought for my old Lexus.
Luckily I refinanced wit somebody else last year.
www.theguardian.com
