MoveForward
Veteran
A year… My mortgage comes said I had an escrow shortage and it’s my property taxes went up. I keep forgetting to file Homestead to get them down.
Mortgage rates back to 7%
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Breh don’t let social media fool you. Folks are down BAD and it’s not gonna end anytime soon.
You’re better off buying some fun consumer trinkets like an iPad Pro, game console, an Oculus, a Roku and some noise canceling headphones and figure out ways to enjoy yourself. Real life just ain’t hitting the same these days
I used to work in mortgage and saw the writing on the wall once them rates crept up and loans slowed down. laid off like 4k of our asses
At this point American is thisclose to pure dystopia...get your preferred trinkets and enjoy life. the american dream is dead.
OneManGang
Veteran
Just bought a house at 6.25%. Loan officer said that’s a great rate! 
I could’ve had a lower rate at 5.75 but I wasn’t saving that much more with a higher down payment
I’m scared, was hoping to refinance sooner than later but iono. Def gonna be a lot broker than when I was renting
I could’ve had a lower rate at 5.75 but I wasn’t saving that much more with a higher down payment
I’m scared, was hoping to refinance sooner than later but iono. Def gonna be a lot broker than when I was renting
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I used to work in mortgage and saw the writing on the wall once them rates crept up and loans slowed down. laid off like 4k of our asses
At this point American is thisclose to pure dystopia...get your preferred trinkets and enjoy life. the american dream is dead.
Yup.
Take $2500 and buy some consumer shyt that will last a long time: computer, streaming device, splurge on headphones, a console and some VR/AR goggles just to occupy your time even if you’re a gym rat.
Because the way shyt is going you gon need the diversion that 90% of folks can’t afford.
Average breh can’t go to a nice golf course 3x a week for 4 hours a day to “escape” or a spa or even ride a fukkin ATV all day. The masses will be skressed (lol) out, working trash jobs and barely holding it together.
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Realistically most of us who don't already have homes will never be able to afford one
I see so many more homeless people around here its depressing. Its prohibitively expensive at this point unless you are married, or have several roomates. it is what it is. Dunno when it'll get better. shyt was looking turrible by the end of my tenure with the bank I worked at. No mortgage jobs are even available right now. whole industry is kaput.
The Fukin Prophecy
RIP Champ
Or you can call your cornball NY virtue signaling congress rep and tell them to STFU and let border patrol do their job...
Yeeeeea I was just out there. Everything’s like $700k+
My cuz and his wife got a place in San Fran for around $1mil. I don’t know how y’all do it out there
jaydolf spitler
Superstar
My homes carry a 2.625% and 3.375% interest rate 
talk about good timing. Bought both around the start of the pandemic
talk about good timing. Bought both around the start of the pandemic
Breh I’m all for them putting hittas at the border and whatever happens happen.
Yep.
Pandemic was the time to make moves.
When folks saw homeowners scrambling and celebrating the opportunity to refinance that was the sign to buy.
I don’t think I can ever sell. Refinanced and my damn rate is so low.
Better off buying a crib IMO. I’m out here but leaving shortly. If I was here for another 3+ years I’d buy a crib asap
Sold my first house and bought my second at like 3.1%. Then got the homestead credit so my property tax can’t go up more than like 8% or something a year. That’s better than nothing I guess.
my mortgage is about $3600 but I’m not in the position to live in a apartment with 2 kids so I ain’t complaining.
That $3600 would get me something considerable smaller with todays interest rates
my mortgage is about $3600 but I’m not in the position to live in a apartment with 2 kids so I ain’t complaining.
That $3600 would get me something considerable smaller with todays interest rates
I need to get some money and leave this bytch...
shyt is too damned high and even if you own your crib you paying taxes on it for the rest of your fukking life... smfh...
america is done...
shyt is too damned high and even if you own your crib you paying taxes on it for the rest of your fukking life... smfh... america is done...
Describe the condo I just bought into at over 6% to a tee. I'm offended. At the very least, my place will be affordable in all but the worst circumstances for a few years until I bounce. What prices will look like after that? Who the hell knows.
That 6% is very offensive and it’s going to be a shītshow when those rates are sniffing 8%. Refinance is a thing of the past
But all I can say for folks looking to cop is go over every inch of the property on your hands and knees and assess everything. fukk what the appraiser has to say because they are doing like 6 appraisals a day because they get paid the more they do no matter how trash the property is
Knock on every wall and even punch it. If that bytch sounds like a Pop Tart box then find something else. But if you can fix that shyt up yourself and have your boys help, good luck. Call in the Mexicans when the time comes for some of the more complicated things since they letting everyone thru the border.
If those floors are creaky PULL THAT SHÍT UP and see what those joists look like or you’ll be miserable later. Make sure you are blocking/bridging those joists because it will eliminate the vibration and the “bouncy” feeling. Don’t even bother with hard wood because it’s old school and won’t last. It ain’t 1886. Get some laminate that will last a long time and there’s a million styles.
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