the sad thing is a lot of people aren't smart enough to know what to do with that kinda money.
yeah $200,000 aint a lot. but if u want peace of mind, the best thing u can do with that money is to buy a house flat out.
in many areas of the country, $200,000 isn't enough to buy any worthwhile houses. but in many other areas, its more than enough to buy u a modest home. take PA for instance.
now, if u have a house in which ur not paying mortgage, do u realize how much weight has been lifted off of u?
now, all u have to worry about is putting food on the table. if u were to lose ur job, u'd still have a house u aint goto worry about being kicked out of.
i feel sorry for those of u who keep talking about these "investment" bs. investment is good and all...if u know what the fucck ur doing. but in this day in age when people are losing their job, and the future is uncertain, only an idiot would invest in dubious ideas.