Don't you live in NYC though? LA/NYC/Chi/Boston/Miami/SF are all outliers when it comes to what happens in the rest of the country.
People forget that most of the money is in the large, "international" cities. I get a 30% locality added on to my base salary for living in Houston. Some place like Bumblefukk, ND has like a 12% locality and it makes a huge difference in pay. Much of America is still rural. These rural communities and small towns don't have a lot of 50k and up jobs. The "rich guy" in some of these places might be worth about 65k a year.