Regular 84 rated Cech stops damn near everything, so TOTS Cech is a beast.
I find most CB with 80+ heading and at least 6 feet do a go job.
On Xbox just time when you press button A perfectly, because B, X, & Y is not very effective. Especially when they try to do a lob through ball down the middle, I press A and it gets headed out 99% of the time.
If I don't head out the lob through pass, my defender would kick his feet out trying to catch the ball.
Also, remember on FUT most attributes get boosted by 50% when you add a coach to your squad, like if you buy all 9 passing coaches, passing increases by 50%.
Regular online seasons FIFA is good, because you don't have to deal with unrealistic passing, shooting, or defending.