nikka yes the fukk you can, fukk are you talking about lol. nikka said eliminate you from certain things......like that is a different meaning then "bar".......God fukking damn this dude..........Okay, they can "eliminate" you from certain things like JOBS......guess who won't hire you if have fukked up credit. The IRS. How about Accountant positions for top notch consultant companies. Guess who want be able to find you loans for homes and cars if your credit is fukked......BANKS who also will bar......oh I'm sorry eliminate you from your position for bad credit you fukking retard........
Shut all the way fukk up talking to me dude. And no you don't live here....stop fukking lying. Nothing you say makes me believe you actually live in the USA breh. Like you are so fukking disconnected from reality.......I'm starting to think your not even black..........
My head hurts.
I have said it like 8 times already, JOBS can't eliminate you from work based on your credit score. They can eliminate you based on your background, but if you find that they eliminated you based on a low credit score, you can file against them in many states.
They used to have the power to do that, but they lost that power a long time ago.
Government positions require a background screening and sometimes you need a security clearance. If you have bad credit or high debt, they use it as a character strike against you, because your a risk for being influenced by foreigners.
For example, you have a lot of debt, but a security clearance, the Russians may offer you financial help in exchange for something, so government agencies that require you to have a security clearance could bar you based on your risk of being turned.
Like I mentioned before, several times already, banks make their own policy on lending. You can walk in with absolutely shytty credit and get a bank loan, but you probably won't because most banks have a "auto reject" number that they use to consider your loan now based on your credit score.
Back in the day, you could have lousy credit, but talk to a loan officer who might like your idea and take a shot on you, but now most banks just use the "auto reject number" .
If you have cash, I mentioned this already like 8 times, you don't need bank loan approval to buy anything. Your life is not dependent on credit in America, you choose to make it that way.
Landlords are not required to run a credit check on you to rent you housing, it's their choice. 40x income requirements are are something that isn't required by law also, landlords decide this. Same works for cars.
How many times must a repeat the same thing. People have google. They not stupid. They can easily check your bullshyt and see that it is wrong