Credit Card help

[88m3]

get your credit game right brehs

 

[L&HH]

It came a couple days ago brehs, I was gonna take a pic but, y'all nikkas know what a card looks like

 

[L&HH]

What's the best way to build my credit? Should I not pay it all back at once? just pay the monthly min? help brehs

 

[ADevilYouKhow]

What's the best way to build my credit? Should I not pay it all back at once? just pay the monthly min? help brehs

above the min every month

 

[L&HH]

above the min every month

how much above the min? and how you know how much the min is?

 

[ADevilYouKhow]

how much above the min? and how you know how much the min is?

10 to 20 $ if money is tight. its on the bill
.

 

[L&HH]

10 to 20 $ if money is tight. its on the bill
.

Ight, so I got a $1500 limit, if I don't use it at all then I owe nothing but if spend all $1500, Id only need to pay $20 min?

 

[porque]

I was gonna take a pic but, y'all nikkas know what a card looks like

nah I liked to see it

post a pic of both sides

 

[L&HH]

nah I liked to see it

post a pic of both sides

How about I just type the card number and give you the cvc straight up breh

 

[the cac mamba]

Ight, so I got a $1500 limit, if I don't use it at all then I owe nothing but if spend all $1500, Id only need to pay $20 min?

yea the min would be like 30 bucks

thing about this card is, if you pay off the exact amount every month then you'll never pay a cent of interest, itll basically be free

 

[porque]

How about I just type the card number and give you the cvc straight up breh

cool just pm it

include name and just for kicks your address

 

[L&HH]

yea the min would be like 30 bucks

thing about this card is, if you pay off the exact amount every month then you'll never pay a cent of interest, itll basically be free

So you telling me I only have to pay off $30 of the $1500 Id spend and owe 0 interest and still be able to spend all 1500 the following month? I know Id still owe $1470 but it would be just $1470 no 20% APR or whatever that shyt is called? So how does the bank even make money?

 

[porque]

So you telling me I only have to pay off $30 of the $1500 Id spend and owe 0 interest and still be able to spend all 1500 the following month? I know Id still owe $1470 but it would be just $1470 no 20% APR or whatever that shyt is called? So how does the bank even make money?

if you pay back what you spend each month(ie leave it back at $0 debt) you pay no interest

if you owe anything you pay interest on it each month

 

[L&HH]

if you pay back what you spend each month(ie leave it back at $0 debt) you pay no interest

if you owe anything you pay interest on it each month

Alright that sounds more plausible.

 

[mannyrs13]

Make sure you pay off every month or close to it. it's easy to have the convenience and not realize the balance keeps going up while only paying barely above minimum. if you were ssurviving without it, make small purchases to build up credit. try and keep balance below 30%, that's what's recommended. at 1500 that's what 450 I believe. that interest can kill you. got a card offer the other day in mail with interest of 36%. fukk are they thinking.