Credit Card help

[L&HH]

So Im thinking about copping a credit card ( Im not going to be making a bunch of frivolous expenses or anything like that. Im good with how I handle money).

A couple reasons I want one, I need to build credit. And I would be using it for this side venture Im doing (won't go into details but I know it's going to make me money 100%, Ive been doing it myself for a couple months, just trying to accelerate the process a lil bit)

I don't want to do a secure one (Im not really trying to make a set amount of payments monthly).

Is it possible I can get one with a limit of $2500-$5000? (I have no real credit history mind you).

Based on the details Ive provided, what's the best card for my scenario (decent limit, low apr)?

 

[L&HH]

I just txted my homie who just recently got a card (also trying to build credit). I asked him the limit and apr on his card and this fool didnt know what apr meant

 

[GoFlipAPack]

I just txted my homie who just recently got a card (also trying to build credit). I asked him the limit and apr on his card and this fool didnt know what apr meant

He gonna find out soon enough. Hope he wont be making just the minimum monthly payments when he uses it

 

[L&HH]

He gonna find out soon enough. Hope he wont be making just the minimum monthly payments when he uses it

He says the limit is only $300 and he hasnt even activated it yet. Im trying to get him to just switch over to a secured one

 

[Brown_Pride]

with no credit history you might get 250-500 but they will ramp that shyt up fast if you use it and keep a balance on it but pay on time. Depending on the company in a year you could be at the 2.5k mark.

 

[porque]

A couple reasons I want one, I need to build credit. And I would be using it for this side venture Im doing (won't go into details but I know it's going to make me money 100%, Ive been doing it myself for a couple months, just trying to accelerate the process a lil bit)

I dont care what The Nigerian tells you

you cant make money off a product that isnt actually for sale

 

[L&HH]

I dont care what The Nigerian tells you

you cant make money off a product that isnt actually for sale

This aint some shyt I created, it's a niche product I wholesale and resell

 

[the cac mamba]

This aint some shyt I created, it's a niche product a wholesale and resell

get the bank americard, 1500 credit line to start out. payments are easy as fukk u just online transfer em from ur checking, takes 2 seconds

 

[L&HH]

get the bank americard, 1500 credit line to start out. payments are easy as fukk u just online transfer em from ur checking, takes 2 seconds

Bank of America? That's my bank. I just might do that. You gotta have a job though? .

My homie just told me they check if you have a job and your yearly income and all that

 

[the cac mamba]

Bank of America? That's my bank. I just might do that. You gotta have a job though? .

My homie just told me they check if you have a job and your yearly income and all that

trust me breh, u have BOA? bank americard visa. exactly what ur lookin for

 

[L&HH]

trust me breh, u have BOA? bank americard visa. exactly what ur lookin for

Man if we had rep, Id rep you for the rest of my time on here. 1500 isnt bad, I could use that. Can you do it online or you have to goto a location, there's a location like 5min from me. I just might walk in there tomorrow

 

[porque]

you can get a credit card with no job?

best bet is a credit union over a bank but I dont know if you'll get a credit card with no job

 

[the cac mamba]

Man if we had rep, Id rep you for the rest of my time on here. 1500 isnt bad, I could use that. Can you do it online or you have to goto a location, there's a location like 5min from me. I just might walk in there tomorrow

pretty sure its walk in, somethin like that id rather walk in anyway

also you can request a credit line increase so if you take out 1500 n pay it off a couple months in a row im sure theyd bump it up. i mean shyt, they want u to take out more credit hopin u cant pay it off

 

[L&HH]

you can get a credit card with no job?

best bet is a credit union over a bank but I dont know if you'll get a credit card with no job

pretty sure its walk in, somethin like that id rather walk in anyway

also you can request a credit line increase so if you take out 1500 n pay it off a couple months in a row im sure theyd bump it up. i mean shyt, they want u to take out more credit hopin u cant pay it off

Im looking at the app right now and they ask my for my employment (I can out student) and my annual income. Is that just a formality or? And if not if I just put investment inccome, you think they'd want to know what exactly?

 

[the cac mamba]

Im looking at the app right now and they ask my for my employment (I can out student) and my annual income. Is that just a formality or? And if not if I just put investment inccome, you think they'd want to know what exactly?

im guessin u have a few thou in the bank? that was enough for me

i got it senior yr of college and i had never paid taxes in my life just walk in, theyll hook it up. tell em u wana buy gas n shyt to build credit. ur not applyin for a black card