Hijo de luna
Superstar
Target date funds are fine for those who want the hands off approach to investing. IMO anyone with the basic knowledge of buying and selling would come out much better. Expenses eat into your returnsAhhh..so you're the "The Official Financial Advisor of The Coli"...? lol
Question: I have a Roth IRA (with T Rowe Price) and I invest in a target retirement fund (2040). Are target date funds diversified enough or should I add another type of fund?
BTW, the expense ratio is .64