Thankfully I dont view success as the ability to pay a mortgage or a car note.... If thats success Id rather jump off a bridge....
I got my first credit card about 5 years ago at the age of 27 and I only got it because my credit score was ridiculously low because Id never applied for any form of credit or loans......
upon all of that I can probably borrow more money than anyone in this thread........and my credit score is still low
people take this credit score shyt way too seriously ...... thank God my girlfriend isnt an idiot like a lot of these women today