Choose one: 400k/yr (before taxes) until you turn 65, or a 7 million lump sum (no taxes)
- Thread starter acri1
- Start date
Yapdatfool
Superstar
7 Milly thats retirement right now money
NotAnFBIagent
[redacted]
Oddly specific numbers
Did you hit the lotto breh?
And take the 7 mill. Time value of money.
Did you hit the lotto breh?
And take the 7 mill. Time value of money.
itll never make sense....ever
1. tomorrow not promised
2. You can invest $6M of the $7M from day one in risk free assets and generate enough $ where it surpasses the 400K x however long you gonna live. You can generate 300K a year easily from investing the $6M in investment grade bonds or infrastructure debt as an example.
people really dont understand finances
Last edited:
I'm at the age where the annual payment evens out to probably evens out to 7M by 65 anyway (400 x 34 more years = 13.6M).
But you stacked the deck against the annual option so the lump sum.
But you stacked the deck against the annual option so the lump sum.
Tribal Outkast
Veteran
I’m taking anything untaxed. Gimme the 7. Just got to put something to the side somewhere and hopefully make more money on the side money 
Sauce Mane
Superstar
If you put 5 million into index funds and blow 2 million on buying new house, cars etc..
You then can continue to live on withdrawing 3% of the 5 million from index funds yearly ($150,000) and in 30 years that 5 million will still turn into ~44 million
Of course you can adjust numbers however you like and withdraw more each year or less, either way you will come up on top
You then can continue to live on withdrawing 3% of the 5 million from index funds yearly ($150,000) and in 30 years that 5 million will still turn into ~44 million
Of course you can adjust numbers however you like and withdraw more each year or less, either way you will come up on top
Last edited:
7m is retire right now, be able to do what you want for the rest of your life money. Take 2m and put it on your bank account, the other 5 you can literally just have in stocks/bonds/hysa and eat off the growth for life. That's it. The lump sum will make you massive money
People overestimate how hard investing is. Just get in some index funds/ETFs. Buy the haystack, don't look for the needle. Super simple easy shyt
People overestimate how hard investing is. Just get in some index funds/ETFs. Buy the haystack, don't look for the needle. Super simple easy shyt
Take the $7 million.
Use half to put in several startups that don’t need insane capital (including your down)
With $3.5 million left, take $1 million a buy as much bricks you can get with that. Break those down and front that work to whoever is willing to get their hands dirty.
With $2.5 million left buy as much cheap farmland in NowehereVille USA. Get $1 million in land. Build up a crib on it and use the rest as a crypto mining farm, solar farm and an actual agricultural farm — and immediately make $ from it. Lots of money.
Hire some illegal immigrants and they (and their families) can live on the land. You’ll need people to work and let them know to play their position because ICE is a phone call away.
With $1.5 million left use $500k to sprinkle in various institutions like getting museum memberships and finding ways to infiltrate social circles you aren’t normally used to being part of. You’ll get to be around people with real $ and they will assume you have $ too.
Keep $500k in cash on hand of the last million because you never know.
Use the last $500k for guns, ammo, body armor, bioweapons
Use half to put in several startups that don’t need insane capital (including your down)
With $3.5 million left, take $1 million a buy as much bricks you can get with that. Break those down and front that work to whoever is willing to get their hands dirty.
With $2.5 million left buy as much cheap farmland in NowehereVille USA. Get $1 million in land. Build up a crib on it and use the rest as a crypto mining farm, solar farm and an actual agricultural farm — and immediately make $ from it. Lots of money.
Hire some illegal immigrants and they (and their families) can live on the land. You’ll need people to work and let them know to play their position because ICE is a phone call away.
With $1.5 million left use $500k to sprinkle in various institutions like getting museum memberships and finding ways to infiltrate social circles you aren’t normally used to being part of. You’ll get to be around people with real $ and they will assume you have $ too.
Keep $500k in cash on hand of the last million because you never know.
Use the last $500k for guns, ammo, body armor, bioweapons
Cryptocurrency Scarface
Coinbased
I will take the 7m
7mill
Coli again thinking you are guranteed a long life
You can die tonight
Coli again thinking you are guranteed a long life
You can die tonight
Similar threads
