As you get older you realize this is very important when building a long lasting foundation. You must discuss finances.I think we like to romanticize too much and forget to be present and realistic in relationships. We want to say love isn't about money but that's really a simplistic way of looking at things. When someone says that finances are important they aren't saying love isn't, and they aren't implying that we should only be concerned about money. We have to realize that paying attention to finances is part of every day life, whether we control what happens to us or not. We can't deny that there are varying emotions attached to money.
Tied into the theme of finances is our future plans, which we also need to discuss. Do you plan in having more than one child and will you send them to college? Grad school? Where do you want to live? How much debt is your partner bringing to the table and how will they pay it off? Are they counting on you to do it? In the event of an emergency (car breaks down to long term disability) how will you plan to cover the costs? Do you plan on owning a home? Where? All of these questions have some serious implications in the relationship. It could mean changing future plans to get and save more money.
Also what about exploring your emotions surrounding money? Each person is different. If you grew up without a lot of financial resources you may view money as scary and may link it to deprivation and fear. Or you may be too frivolous or clueless about its management. While some feel anxiety, others may feel no need for it at all and may or may not attempt to secure a stable financial future. All of these things could cause anxieties, tension, and resentment in people. Overtime that frustration is the first emotion you feel. You have to work on love in marriage. Too much resentment blacks or lessens those romantic feelings and makes you feel hopeless or powerless. You begin to associate those feelings with your partner. Before you know it things have changed and you don't want to deal with the "source" of your mental anguish anymore. People feel they have options now and they don't want to stay in undesirable situations if they don't have to.