It's possible, but even then it still boils down to a insurance company, from their perspective, risk losing money over an area that within the next 10-20 years will have a wildfire... if that becomes 1-5 years, even a specialty insurance wouldn't last that long in the market.
Florida is somewhat different, most Homeowners Insurance policies will cover Storm-based damage (Wind/Hail) but in Hurricanes most damage is actually from Storm Surge (Flood) and that's how Insurance companies fukk you over legally, and why Florida has Hurricane-coverage.
I can imagine in a sense Insurance companies go, "Well the fire was caused by someone on purpose, so that's really a Arson-related Fire. Your insurance covers Fire-starting WITHIN the House. So because it was Arson, you have to take it up with the City, because your insurance policy..." or something of that nature