I'm not too familiar with BNPL companies when it comes to investing. My only experience that even comes close to BNPL is "lay-away" when I was growing up.
Anyway, onto my questions:
1.) Younger people tend to be more broke, so is this mostly aimed towards them? Do your younger cousins, nephews, kids use BNPL services?
2.) In a world where universal basic income (UBI) seems like more of a possibility everyday (not saying that it will happen completely, but it'll probably happen in some places), do you see any reason why bnpl-type businesses wouldn't thrive?
*I was going to make this a separate thread, but I feel like it might get more views here.