I never really spent time with crypto, ironically because the whole “decentralization” aspect of it turned me off as I believe centralization is something humans innately work towards.
I’m also lucky to be a in financial position where I don’t have to put on outsized risk to make ends meets.
My last year of UG I took an elective on blockchain / crypto…. Just spent the whole time arguing with people and the prof
Them: “It’s decentralized finance! It’s better for the people!! Instead of going to a bank to get a mortgage you can go to normal people!”
Me “ but I don’t know anyone who has 250k+ to Lon me for a house”
Them: but people can just start looking their money together to give out those loans”
Me: “… so u wana make a bank?”