Your thoughts on this health care law

JasonSJackson

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The only people who should be cheering this passing are the hospitals, people looking for employment in the medical industry and people who were unable to recieve insurance because of preexsisting conditions. Also, the precendent that this type of law sets is crazy.........

anyways whats ur thoughts on it
 

MeachTheMonster

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The only people who should be cheering this passing are the hospitals, people looking for employment in the medical industry and people who were unable to recieve insurance because of preexsisting conditions. Also, the precendent that this type of law sets is crazy.........

anyways whats ur thoughts on it


Although the mandate isn't ideal. It is needed. Currently emergency rooms HAVE to treat you no matter if you have insurance or not, and tax payers pay the bill. Some people can't afford insurance for a multitude of reasons. But being an American citizen guarantees that if you have an emergency you will be taken care of. The mandate makes sure that everybody that can pay does pay. I have kids so not having insurance is not an option. But others who don't want to buy insurance but expect to be covered in case of emergency, should still have to pay something in order to take advantage of the rights given to all of us. Although the mandate does force you to get insurance, if you opt out the penalty is only about $95 per year. And any adult with a job should be able to afford $95 to hold a spot in the emergency room if needed.

And the law sets no "precedent" that already hasn't been set. I am currently forced to purchase auto insurance and if I dont I loose my driving privileges and can be arrested. There is no $95 opt out.
 

JasonSJackson

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Although the mandate isn't ideal. It is needed. Currently emergency rooms HAVE to treat you no matter if you have insurance or not, and tax payers pay the bill.
.
So are taxes going to be reduced when this legislation goes into effect?

But others who don't want to buy insurance but expect to be covered in case of emergency, should still have to pay something in order to take advantage of the rights given to all of us.

I can understand why the hospitals would say something like this, but why are you saying it? That tax payers footing the bill statement you just made is bullshyt. If it wasnt, the the federal tax rate would be scheduled to decrease as soon as this legislation went into effect. It's not, so therefore its bullshyt.

So whats your other reasons for feeling this way? Because you pay it so everyone should? GTFOH

Although the mandate does force you to get insurance, if you opt out the penalty is only about $95 per year. And any adult with a job should be able to afford $95 to hold a spot in the emergency room if needed.


The penalty increases each year and can end up being in the thousands.....but that aside, who are you to say what someone else should and shouldnt be able to afford?

And the law sets no "precedent" that already hasn't been set. I am currently forced to purchase auto insurance and if I dont I loose my driving privileges and can be arrested. There is no $95 opt out

You arent forced to drive let alone forced to purchase auto insurance so this argument is just flat out dumb. There are plenty of people driving around without auto insurance right now............and I know, ive been hit by a few.....

And the law DOES set a precedent..........if the government decided that you the citizens should be eating healthier so as to prevent future aliments associated with unhealthy lifestyles all they would have to do is pass a law along the lines of "if 90% of your food purchases are not fresh produce, water, etc. then you will be required to pay a tax each year."

and before you attempt to tell me how this is completly different and would never happen think about it............save my fingers and mind the work of having to spell it out for you EXACTLY HOW IT WOULD
 

MeachTheMonster

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So are taxes going to be reduced when this legislation goes into effect?

Some anylists say taxes and overall costs will go down. Some don't :yeshrug: point is you're already paying it.



I can understand why the hospitals would say something like this, but why are you saying it? That tax payers footing the bill statement you just made is bullshyt. If it wasnt, the the federal tax rate would be scheduled to decrease as soon as this legislation went into effect. It's not, so therefore its bullshyt.

Due to the current structure of healthcare in the united states we ALL pay more than we should for healthcare. It's not just about the tax rate. With more people having more and better coverage, less people will have expensive emergencies that we ALL have to pay for through not only taxes but higher rates overall.

So whats your other reasons for feeling this way? Because you pay it so everyone should? GTFOH

Not because I pay it. But because EVERYBODY gets the right to not die in the emergency room. And EVERYBODY should.


The penalty increases each year and can end up being in the thousands.....but that aside, who are you to say what someone else should and shouldnt be able to afford?

The laws put in place will actually help more families afford health insurance. In the State of Massachusetts where a mandate is already in place not very many people have opted out. It's just not a very good economic decision.

If a person dosent have health insurance, should we let them die untill they pay for services?


You arent forced to drive let alone forced to purchase auto insurance so this argument is just flat out dumb. There are plenty of people driving around without auto insurance right now............and I know, ive been hit by a few.....

The structure of American life that we all enjoy pretty much forces me to drive. I couldn't get to work, get my kids to school, etc without driving. You couldn't live the life which allows you to afford health insurance without simple liberties that we ALL pay for. Those people driving without insurance are subject to penalties and jail.

And the law DOES set a precedent..........if the government decided that you the citizens should be eating healthier so as to prevent future aliments associated with unhealthy lifestyles all that would have to do is pass a law along the lines of "if 90% of your food purchases are not fresh produce, water, etc. then you will be required to pay a tax each year."

This law doesn't set that precedent. If you want to say this law sets that precedent than that precedent was set a long time ago. Plenty of other things the GOV. deemed wrong are against the law.

and before you attempt to tell me how this is completly different and would never happen think about it............save my fingers and mind the work of having to spell it out for you EXACTLY HOW IT WOULD

:duck:
 

JasonSJackson

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Some anylists say taxes and overall costs will go down. Some don't :yeshrug: point is you're already paying it.

naw, thats not the point at all. Your arguement is based on this legislation being needed because tax payers are footing the bill for the uninsured people in the current system.........if this is your arguement then it should be fundamental to you and the people that think like you that some sort of tax reduction will take place once it goes into effect.

The fact that you kanye shrug it just lets me know that youre an idiot who is simply repeating what some "anaylst" said.

Have a nice day idiot

:cheers:
 

MeachTheMonster

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Somebody disagrees with you and you call them an idiot........that's the spirit

Anyway I didn't frame my argument around this legislation being needed because tax payers are footing the bill for the uninsured. I never said the legislation would or should reduce taxes. Although in my current situation it would lower my taxes by giving me a Tax credit every year. I said we ALL pay too much for healthcare. And while in no way is this a permanent fix, it is a bandaid on an already broken system. It is a step in the right direction. If we all concentrate on preventative efficient medicine and responsibility for our own health. Then overall costs will go down. I'm not reapeating anything anybody said I'm speaking on my own views and experiences, if you can't respect that then why did you start the debate in the first place.
 

JasonSJackson

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Anyway I didn't frame my argument around this legislation being needed because tax payers are footing the bill for the uninsured.


u didnt?

"Although the mandate isn't ideal. It is needed. Currently emergency rooms HAVE to treat you no matter if you have insurance or not, and tax payers pay the bill."

These are the very first words of your response to my initial post.......

the opinions u claim to be ur own are really nothing but those of the rhetoric you hear on television........

but you arent bright enough to see this.......anyways, like i said before

have a nice day, idiot
:cheers:
 

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MeachTheMonster

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u didnt?

"Although the mandate isn't ideal. It is needed. Currently emergency rooms HAVE to treat you no matter if you have insurance or not, and tax payers pay the bill."

These are the very first words of your response to my initial post.......

the opinions u claim to be ur own are really nothing but those of the rhetoric you hear on television........

but you arent bright enough to see this.......anyways, like i said before

have a nice day, idiot
:cheers:

That is a fact. Not a reason or goal for this legislation. Hospitals HAVE to treat everybody regardless of insurance. And those costs are passed on in the way of taxes and higher healthcare costs overal.
^^^^^^^^^ All non-debatable facts. This legislation may or may not help taxes but taxes aren't the reason healthcare is as messed up as it is.

That was PART of my response, you ignored the rest. Because you'd rather rely on ignorance than actualy try to have an intelligent debate.

It is you who can't form your own opinion which is why you resort to personal attacks.

I think we are finding out who the real idiot is.
 

feelosofer

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I was once went to a hospital and stayed for 4 hours in a hospital bed, I took some tests an X-Ray, took an a little IV fluid and was sent home. A week later I got a bill for $1700 dollars. Something in the system has to change.

Overall this healthcare bill hurts me as a taxpayer in the short term because the taxes and increase on my healthcare have gone up, but as a result. I have better coverage for my children. My healthcare insurance has to pay for my youngest son's allergy meds, when they were coming out of my pocket and they have to cover my wife's diabetes medications instead of coming up with some bullshyt excuse on why they would do it, so overall I have benifitted from the legislature. Furthmore it lays the groundwork for more healthcare reform in the future. I'm not sure this law would benifit every state, but my homestate NJ, could benefit greatly.
 

JasonSJackson

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That is a fact. Not a reason or goal for this legislation. Hospitals HAVE to treat everybody regardless of insurance. And those costs are passed on in the way of taxes and higher healthcare costs overal.
^^^^^^^^^ All non-debatable facts.


.

how is it a non-debatable fact when neither the price of insurance or taxes are gauranteed to decrease after the law goes into effect?


Thats like saying................."ITS THE FAST FOOD THATS MAKING YOU FAT!" then telling the person that they arent gauranteed to lose weight just because they stop eating it.

No, if it is indeed the fast food thats making them fat then by not eating it they should definatly lose some weight.

but you say its non-debatable that "the costs of non insured peoples medical costs are passed on in the way of taxes and higher healthcare costs".......so now that they are insured when do those inflated costs that the pre healthcare law insured/tax payers have been paying come back down?

You cant answer that question yet you still think this law is a "step in the right direction".....

thats why i say you're an idiot, idiot.

:cheers:
 

MeachTheMonster

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how is it a non-debatable fact when neither the price of insurance or taxes are gauranteed to decrease after the law goes into effect?


Thats like saying................."ITS THE FAST FOOD THATS MAKING YOU FAT!" then telling the person that they arent gauranteed to lose weight just because they stop eating it.

No, if it is indeed the fast food thats making them fat then by not eating it they should definatly lose some weight.

but you say its non-debatable that "the costs of non insured peoples medical costs are passed on in the way of taxes and higher healthcare costs".......so now that they are insured when do those inflated costs that the pre healthcare law insured/tax payers have been paying come back down?

You cant answer that question yet you still think this law is a "step in the right direction".....

thats why i say you're an idiot, idiot.

:cheers:

The GOV. pays subsidies to hospitals for services to uninsured people. That is a fact. It has nothing to do with this or any other legislation. It is also a fact that when people don't have insurance, they tend to be less healthy and have more emergencies. again the GOV. is already paying for these people. Another fact.


The point of the bill is not to reduce taxes, but to reduce costs overall. And help more families afford quality health coverage. Again most experts do say say that overall costs will come down eventually. And even if the cost don't come down more people would be insured and healthy, so at least the money will be used more efficiently. This is only the first step in fixing a major issue.

I say it is a step in the right direction because it makes us be more responsible for our health, and how we spend our money on healtcare. If we know we are responsible for emergencies, or extra unneeded hospital visits. Maybe we would concentrate in being more healthy. If we concentrate on prevenative medicine and education then we will be healthier in the long run and spend less on healthcare. The individual mandate is only a small portion this bill. And only helps us reach the other goals of this bill.

Since your so against this reform. What would you do? And how would you get it passed in our fukked up disfunctional government.
 

JasonSJackson

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The GOV. pays subsidies to hospitals for services to uninsured people. That is a fact. It has nothing to do with this or any other legislation. It is also a fact that when people don't have insurance, they tend to be less healthy and have more emergencies. again the GOV. is already paying for these people. Another fact.


The point of the bill is not to reduce taxes, but to reduce costs overall. And help more families afford quality health coverage. Again most experts do say say that overall costs will come down eventually. And even if the cost don't come down more people would be insured and healthy, so at least the money will be used more efficiently. This is only the first step in fixing a major issue.

I say it is a step in the right direction because it makes us be more responsible for our health, and how we spend our money on healtcare. If we know we are responsible for emergencies, or extra unneeded hospital visits. Maybe we would concentrate in being more healthy. If we concentrate on prevenative medicine and education then we will be healthier in the long run and spend less on healthcare. The individual mandate is only a small portion this bill. And only helps us reach the other goals of this bill.

Since your so against this reform. What would you do? And how would you get it passed in our fukked up disfunctional government.


u sir are a grade a nincumpoop
 

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That is a fact. Not a reason or goal for this legislation. Hospitals HAVE to treat everybody regardless of insurance. And those costs are passed on in the way of taxes and higher healthcare costs overal.
^^^^^^^^^ All non-debatable facts. This legislation may or may not help taxes but taxes aren't the reason healthcare is as messed up as it is.

That was PART of my response, you ignored the rest. Because you'd rather rely on ignorance than actualy try to have an intelligent debate.

It is you who can't form your own opinion which is why you resort to personal attacks.

I think we are finding out who the real idiot is.

This is what you are referring to with the bolded (Emergency Medical Treatment and Active Labor Act - Wikipedia, the free encyclopedia) before this hospitals used to "dump" patients but not often, this law made that illegal to ever do that and it resulted in the second part you are referring to called a cost shyt (http://www.familiesusa.org/assets/pdfs/2010_map4dbb.pdf) (that study gives an estimate of the indirect subsidy you were talking about)

You need to at least provide links to specific facts or help with your figures incase others don't understand or believe you off gp. Reason I say that is because I seen that cost shifting argument of emergency room care by others before, but that wasn't the most significant costs to our health care system as a % of what we spend in private and public dollars in real terms. Things like the price of drugs, surgeries/procedures, hospital stays are significant as well even for the insured to the point where it has nothing to do with that insured person paying a higher price for a medical good or service (from the cost shift), but just the market power of pricing that is charged to us (the insured) by health care providers and pharmaceuticals. Those are significant costs to the insured as well.

Another thing, if the hidden tax of the cost shift that the insured currently pay for the uninsured is ever less than "$95 in 2014, $325 in 2015, and $695 in 2016 for the flat fee or 1.0% of taxable income in 2014,
2.0% of taxable income in 2015, and 2.5% of taxable income in 2016. Beginning after 2016, the penalty will be increased annually by the cost-of-living adjustment" in premiums adjusted for inflation then the law isn't worth it on that point because the penalty is greater than the hidden tax you are referring to. What I mean by that is because the law states insurance firms must by law accept anyone with pre-existing conditions and can't deny them (if the premiums are ever more than the penalty, people will just pay the tax instead of getting coverage because it makes them no difference this is called a perverse incentive). So now you have an issue of those who are just paying the tax but not in the insurance market (which is the whole point of the mandate to pool the healthy/young or those who won't use the insurance to those that will a lot to offset the costs for the firms). If that occurs the insured will pay even more in premiums because they are now subsidizing via higher premium pmts for the ones who do use the health care services since they can't be denied by law. We'd end up with the same problem but only worse.

Even without that, the new requirement on employers will be just as interesting, because as businessmen and economists have stated before it may very well be cheaper to pay the tax as an employer than keep your healthcare plan for current employees or they will limit your choices (instead of bluecross blue shield, atnea, hap, they may only go with one) and now individuals would have to go into the health exchange markets instead. That may not be a bad thing, but if you live in FL, TX, LA, or some states that are refusing to set those up then the point is moot.

You also have the issue of the supreme court invalidating the law to where the medicare funds can't be withheld if the states don't want to expand. Going back to the health exchange thing the states that don't expand medicare (if they don't) now limited the pool of insured even more.

There's a lot to this bill and topic and I really don't feel like breaking it down point by point because people feel too strongly about it one way or the other and I learned the hard way with those emotions you don't have useful discussions. Because when you try to figure things out or question how they work but while doing that it may step on someone's belief systems or to them seems to attack their bias, nothing good comes from it.

Sidenote: This law does nothing to address the high cost medicare beneficiaries already on the rolls and those who will continue to be. Nor does it really improve the labor pool (help add more doctors -they still have to be trained for a certain number of years as well as nurses-plus all the debt they accumulate) and doesn't increase the medical centers. What that means is when/if we get 50+ million into the insurance market or less (it'll be substantially lower for reasons I already stated) the doctors/nurses, hospitals, medical, and pharma drugs are remaining constant or will be less in relative terms with the increase of insured and more usage.

It'd be interesting how it all plays out though :ehh: Those that can get preventable check-ups and life saving procedures if/when they get the insurance that they hadn't before is a great thing though, those are marginal benefits to society. Hoping not too much in wait times increase or any form of rationing occurs (because then its not different than now) from this.
 
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