Whats your credit score?

[seymour cake]

I just want to see where im at compared to everyone else. Right now my trans union is 629 and equifax is 640. It just went down due to my credit card usage and i forgot to put the money back on it. I only have one credit card too.

It was 700+ before that but dropped 45 points just because of that. Im trying to get my shyt up to 8 something before this year up. I only have about $4000 in debt left and thats because of a car im paying off and a loan i got from the bank. I can really knock that down way b4 the year is up if i stop bullshytting.

All i reallly want to do is buy a house other than that idek what im going to do when my score gets up there. Any suggestions?

 

[havoc]

I just want to see where im at compared to everyone else. Right now my trans union is 629 and equifax is 640. It just went down due to my credit card usage and i forgot to put the money back on it.

It was 700+ before that but dropped 45 points just because of that. Im trying to get my shyt up to 8 something before this year up. I only have about $4000 in debt left and thats because of a car im paying off and a loan i got from the bank. I can really knock that down way b4 the year is up if i stop bullshytting.

All i reallly want to do is buy a house other than that idek what im going to do when my score gets up there. Any suggestions?

My credit score is 628 and I have a 35,000 debt. Breh, you are so fortunate to have a very low amount of debt. Pay uour debt off before you get a house.

 

[TooLazyToMakeUp1]

744 and 736

Credit card usage at 13% between all 4 cards

debt is $24,225 (mortgage and a bullshyt AT&T charge for equipment I refuse to pay)

 

[Knowledge]

700+ I don't know the exact number tho

 

[The_Unchosen_One]

776

 

[Stuntone]

I was around 730 for like 5 years, Sold my house and it shot up to nearly 800 I'm not really big on credit. Cash is King, but it comes in handy when you finance.

 

[2CT]

hold up a sec

why are you asking a group of men the same question that hoes ask on first dates?

we don't ask another man what his credit score is in Harlem, now exit stage left

 

[J.E.T.S]

660. $36k debt. 10 inquiries.

 

[Tallac]

Last time I checked, 816.
5-6 years ago, it was 582

 

[Grand Cru Boo]

My credit was messed up for years( young with credit cards and no knowledge of how they work). Needless to say, my credit score is now 695 and I pay and monitor my credit religiously. If and when I have a son/daughter, I plan to teach them about financiers early. Wish my parents did

 

[ConPHIdential]

750.

I owe around $6000 in CC debt and another $3000 on my car. No student loans

 

[sayyestothis]

830.

Just over $500k in total debt. Couple cars and mortgage.

$0 in CC debt.

 

[Htrb-nvr-blk-&-ug-as-evr]

I just want to see where im at compared to everyone else. Right now my trans union is 629 and equifax is 640. It just went down due to my credit card usage and i forgot to put the money back on it. I only have one credit card too.

It was 700+ before that but dropped 45 points just because of that. Im trying to get my shyt up to 8 something before this year up. I only have about $4000 in debt left and thats because of a car im paying off and a loan i got from the bank. I can really knock that down way b4 the year is up if i stop bullshytting.

All i reallly want to do is buy a house other than that idek what im going to do when my score gets up there. Any suggestions?

Your debt is excellent, but you need at least 2 more credit cards. With you having only one card, you are too easily exposed to utilization fluctuations. If you want the best rate on a house next year, you need to thicken your credit file. The highest credit scores come from a mix of credit types (credit cards, installment loans), age and responsible use. Get two BANK cards now (NOT store cards like Kohl’s or Sears and shyt) like Citi Double Cash, American Express Blue Everyday, or Chase Sapphire. Use them for the year and pay off before statement close every month and your score will be at mid to high 700s next year guaranteed. If you don’t have late pays, bankruptcies or anything like that, you are a shoe-in for those cards.

You can go to this link to see what cards you qualify for..you can apply based on that:
https://www.creditcards.com/cardmatch/

Here’s a link to all of the credit card companies’ pre-approval pages. Only a soft pull against credit (no impact) to check if you pre-qual:
View Your Pre-Approved & Pre-Qualified Credit Card Offers

 

[UberEatsDriver]

730 last time I checked but I racked up 6K in credit card bills that I’m paying off. I pay it on time all the time.

Not going to look at my credit again until this card is paid off. Going to finish it by December hopefully!

 

[BigMoneyGrip]

790. Mortgage/Car note and 70k in available Credit bet 2 cards with a $500 balance one once card..