Respectfully this is Gen X advice. We're in 2024, the era of wealth consolidation at the top.
While I think a large chunk of money should be indexes for example 95% of my 401k is in indexes (I give myself a 5% moonshot buffer) and 100% of my HSA is in the VOO you should still have a MMA account with a mix of blue chip tech companies in there.
For example take a look at what companies like AAPL, MSFT, GOOGL and AMZN have done vs the Market Index in the last 10 years and just ask what is going on in the world to stop this from happening over the next 10 years when wealth seems to be aggregating more and more at the top and AI is a given to take over.
These are layups for any regular millennial message board poster and you're low key pouring jelly on yourself by not having pure exposure to any tech blue chips.