My credit karma score is 500 flat

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For a nikka that fukks up his life on purpose

Quits jobs that pays well
fukks ghetto bytches with the Clap and Chlaymdia multiple times
Deals drugs out his momma basement

A 500 credit score is TOO GOOD for your kind

I'm surprised that shyt ain't a 200 you ole bottom of the barrel no ambition lazy ass negro I'm so tired of your complaining.

Bust your ass like the rest of us and get a damn job and work hard. Maybe then your shyt won't be jacked up.

Whose busting on nikkas for working a corporate job now huh. My credit score 700 as of this year nikka. That's what you get when you play the game right. :ufdup:
 

Kane1

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Time to get to work breh :huhldup:


Pull your credit report....see what's about to fall off. Get a secured credit card with like a $200-400 limit. Pay it off every month....only charge like $100 a month :win:
 

Deutsche Bank

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Work and sell dope at the same time, and save all your dope money to pay off unsecured debt with a credit union. Don't accrue debt without the capital put aside to pay it off. And remember, unsecured improves your score, not secured.
 
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I don't know how many times I have to say this shyt.

The best way to maintain good credit is to increase your income. Stop looking down on corporate jobs, humble yourself and learn a valuable skill and move up the ladder.

Most of yall credit is bad because you don't have the income to pay down debt or qualify for higher credit lines.

Work and sell dope at the same time, and save all your dope money to pay off unsecured debt with a credit union. Don't accrue debt without the capital put aside to pay it off. And remember, unsecured improves your score, not secured.

Encourage nikkas to do illegal activities in the state of Texas brehs :mjlol:
 

BrothaZay

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Time to get to work breh :huhldup:


Pull your credit report....see what's about to fall off. Get a secured credit card with like a $200-400 limit. Pay it off every month....only charge like $100 a month :win:
I plan on doing OTR trucking for a year. In that year get a secured credit card,maybe even two if I can. Get one of them places like creditrepair.com for like 6 months. Pay off everything that doesn't fall off. Pay off the secured card balance every month. Do that for a year.

Only thing Im on the fence about is to whether or not I should get a car, and finance it on top of all of this. Since I'll be OTR I'll be living out the truck and won't have any bills besides secured credit card, creditrepair.com(for just 6 months), phone bill(verizon), and a car note + insurance if I take that route as well
 

Deutsche Bank

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I don't know how many times I have to say this shyt.

The best way to maintain good credit is to increase your income. Stop looking down on corporate jobs, humble yourself and learn a valuable skill and move up the ladder.

Most of yall credit is bad because you don't have the income to pay down debt or qualify for higher credit lines.



Encourage nikkas to do illegal activities in the state of Texas brehs :mjlol:
:manny:He claims he's already doing gangster shyt. As a semi-retired felon reprobate, I can only tell this kid what he can do with his money, not how he should make it.

No one builds credit off secured debt, but nikkas think they know so much so I let y'all give each other horrible financial advice, just like the tax thread a couple days ago.
 

FSP

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I plan on doing OTR trucking for a year. In that year get a secured credit card,maybe even two if I can. Get one of them places like creditrepair.com for like 6 months. Pay off everything that doesn't fall off. Pay off the secured card balance every month. Do that for a year.

Only thing Im on the fence about is to whether or not I should get a car, and finance it on top of all of this. Since I'll be OTR I'll be living out the truck and won't have any bills besides secured credit card, creditrepair.com(for just 6 months), phone bill(verizon), and a car note + insurance if I take that route as well
That life :mjcry:
 
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