Im 21You young right?
I have a plan thoYou've got some work to do, young Brotha.
Im 21
I have a plan tho
Work and sell dope at the same time, and save all your dope money to pay off unsecured debt with a credit union. Don't accrue debt without the capital put aside to pay it off. And remember, unsecured improves your score, not secured.
I plan on doing OTR trucking for a year. In that year get a secured credit card,maybe even two if I can. Get one of them places like creditrepair.com for like 6 months. Pay off everything that doesn't fall off. Pay off the secured card balance every month. Do that for a year.Time to get to work breh
Pull your credit report....see what's about to fall off. Get a secured credit card with like a $200-400 limit. Pay it off every month....only charge like $100 a month
He claims he's already doing gangster shyt. As a semi-retired felon reprobate, I can only tell this kid what he can do with his money, not how he should make it.I don't know how many times I have to say this shyt.
The best way to maintain good credit is to increase your income. Stop looking down on corporate jobs, humble yourself and learn a valuable skill and move up the ladder.
Most of yall credit is bad because you don't have the income to pay down debt or qualify for higher credit lines.
Encourage nikkas to do illegal activities in the state of Texas brehs
That lifeI plan on doing OTR trucking for a year. In that year get a secured credit card,maybe even two if I can. Get one of them places like creditrepair.com for like 6 months. Pay off everything that doesn't fall off. Pay off the secured card balance every month. Do that for a year.
Only thing Im on the fence about is to whether or not I should get a car, and finance it on top of all of this. Since I'll be OTR I'll be living out the truck and won't have any bills besides secured credit card, creditrepair.com(for just 6 months), phone bill(verizon), and a car note + insurance if I take that route as well