Most people buy phones on contract and I will continue to until I have extremely good reason not to. A N4 with no LTE and a glass back is not a good reason, imo.
I won't be getting a Lumina 920 though but I posted this for those who were interested in Windows Phone 8.
The 2 year contract isnt a problem
Its the fact that the phone is refurbished and its a windows phone
I'd consider it if that was with no contract