Lets talk high-yield savings accounts... find me the highest interest rate

[2stainz]

Marcus- Goldman Sachs, Discover, CapitalOne and Amex are all at 4.25-4.40% interest

High Yield Online Savings Account | Marcus by Goldman Sachs®

Marcus by Goldman Sachs® offers an online savings account with a rate that beats the National Savings Average. Learn more and open an online savings account today!

www.marcus.com

High Yield Savings Account - No Monthly Fees | Discover

High-Interest Savings Accounts from Discover Bank, Member FDIC offer high yield interest rates with no monthly balance requirements or monthly fees, all online.

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High Yield Savings Account | American Express® Savings

Maximize your savings with an American Express high yield savings account with Member FDIC & competitive interest rates offered in market. Open an account today!

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I know a lot of regional banks & credit unions offer into the 5%s... so post a few please.

*Also let me know, do yall trust these smaller banks with your 50k, 100k, >200k?*

 

[Ohene]

better off buying into BDCs
try ARCC

 

[Jimmy from Linkedin]

if its about saving, consider looking into CDs with 6 figures

 

[Saysumthinfunnymike]

Yeah, your local bank will probably get you up over 5% on a CD. A couple years ago I was seeing close to 7% from some online banking sources

 

[Diyhai]

Robinhood gold
1% on deposits 5.5 % interest

Robinhood Gold Card

Earn 3% cash back on all categories. It’s the only credit card you’ll need, and it’s exclusively for Robinhood Gold members.

go.skimresources.com

 

[Mull]

Typical CD’s with a 5% rate are going to be about 4-6 months so be prepared to close and redo after the period. Talk to a Financial Advisor about products like fixed rate annuities and other long term products that offer good rates over longer periods

 

[Saysumthinfunnymike]

Typical CD’s with a 5% rate are going to be about 4-6 months so be prepared to close and redo after the period. Talk to a Financial Advisor about products like fixed rate annuities and other long term products that offer good rates over longer periods

There's 9 and 12 months out there too. Look around.

 

[Brolic]

Fidelity Government Money Market Fund (SPAXX) is 4.97% and you can withdraw it any time.
You can get around 5.3% in a US Treasury Bond but you have to keep it locked up for 1-6 months.

 

[2stainz]

Fidelity Government Money Market Fund (SPAXX) is 4.97% and you can withdraw it any time

Good looking out on this one, access is important to me. I cant be waiting months to take money out if I need to move funds around.

A couple years ago I was seeing close to 7% from some online banking sources

better off buying into BDCs
try ARCC

fill me in on this. BDC are business development companies? Are these privately held companies that provide business funding?
A few links would be appreciated

 

[JT-Money]